Monthly Archives: March 2014

Generic Drug, TRIPS India-USA

In the last few months, there have been regular reporting by The Hindu on the Issue of Indian Pharmaceutical Industry- one of the leading Indian industry sectors being subjected to several regulations by the US. This possess the potential to affect negatively the growing Indian Pharma sector in long term. And if that happens theRead Full Article

Portfolio Investment to Attract Inflow of Foreign Currency

Definition of ‘Portfolio Investment’ A portfolio investment is a passive investment in securities, which entails no active management or control of the securities by the investor. A portfolio investment is an investment made by an investor who is not particularly interested in involvement in the management of a company. The purpose of the investment isRead Full Article

FCNR : Protecting funds from fluctuating exchange rate

  What are FCNR Fixed Deposits? FCNR Fixed Deposits are an excellent investment option for NRIs looking to retain their money in foreign currency and earn good returns on foreign currency earnings. FCNR deposits stands for Foreign Currency Non-Repatriable account deposits. This is a  Term Fixed Deposit Foreign Currency account and not a savings account. DepositsRead Full Article

Debenture Explained (and why they are in news)

Definition of ‘Debenture’     A type of debt instrument that is not secured by physical assets or collateral. Debentures are backed only by the general creditworthiness and reputation of the issuer. Both corporations and governments frequently issue this type of bond in order to secure capital. Like other types of bonds, debentures are documentedRead Full Article

Spend it or Save it?

Depends on who you are asking. Recently , I read a comment on ForumIas that got me thinking. The comment was regarding the rich spending money and the poor being unable to do the same. I hear this often . People complain about the amount of money being spent by the rich . For aRead Full Article