Explanation –

• Pradhan Mantri Awas Yojana (PMAY) – Ministry of Housing and Urban Affairs – Launched in 2015, PMAY aims to address the urban housing shortage among the Economically Weaker Section (EWS), Low Income Group (LIG), and Middle-Income Group (MIG) categories, including slum dwellers, by providing a pucca house to all eligible urban households. The scheme promotes affordable housing through a Credit Linked Subsidy Scheme (CLSS) and aims to ensure housing for all by 2022.
• PM Surya Ghar Muft Bijli Yojana – Ministry of New and Renewable Energy – This scheme aims to install rooftop solar panels on one crore houses to generate electricity from solar energy, thereby reducing electricity costs for middle-class and poor households. It promotes sustainable energy practices and aims to decrease reliance on traditional energy sources by providing up to 300 units of free electricity each month.
• PM Vishwakarma Scheme – Ministry of Micro, Small and Medium Enterprises – The PM Vishwakarma Scheme is designed to provide holistic support to artisans and craftspeople, offering access to collateral-free credit, skill training, modern tools, incentives for digital transactions, and market linkage support. The scheme aims to enhance the skills and productivity of artisans, enabling them to access new growth opportunities.

Source: AIR