{"id":133885,"date":"2021-09-14T20:36:17","date_gmt":"2021-09-14T15:06:17","guid":{"rendered":"https:\/\/blog.forumias.com\/?p=133885"},"modified":"2021-09-16T17:52:51","modified_gmt":"2021-09-16T12:22:51","slug":"women-self-help-groups-funding-alone-does-not-work-the-government-needs-to-listen-in","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/women-self-help-groups-funding-alone-does-not-work-the-government-needs-to-listen-in\/","title":{"rendered":"Women self-help groups: Funding alone does not work; the government needs to listen in"},"content":{"rendered":"\n

Synopsis<\/span><\/b>: Women-run SHGs form the backbone of our country. In order to help them to sustain for a long period, government needs to frame proper policy and provide ecosystem to the SHGs other than providing funding to them. As a whole, institutional support is needed to fully exploit their potential.<\/span>\u00a0<\/span><\/p>\n

Introduction<\/span><\/b>\u00a0<\/span><\/h5>\n

Women-run SHGs form the backbone of our country. During the pandemic, they manufactured essential medical products such as masks, sanitisers, protective equipment and ran community kitchens, provided financial support to the vulnerable and communities. <\/span><\/p>\n

The World Bank gave $750 million in financial support to National Rural Livelihoods Mission whose aim is to eradicate poverty in India.<\/span>\u00a0<\/span><\/p>\n

A lot more needs to be done.<\/span><\/p>\n

How\u00a0SHGs\u00a0sustained during\u00a0COVID-19\u00a0pandemic?<\/span><\/b>\u00a0<\/span><\/h5>\n

The novel coronavirus disease (COVID-19) pandemic derailed several growth initiatives in India.\u00a0Despite COVID-19-induced difficulties and socio-political pressure, women-run SHGs successfully established social well-being in their communities.<\/span>\u00a0<\/span><\/p>\n

Financial initiatives<\/strong>: The government of India announced financial support to over 0.4 million under the Atmanirbhar Bharat (self-reliant India) programme.<\/span>\u00a0<\/span>The central government has provided financial support to Micro Food Processing Enterprises (PMFME) and Farmer Producer Organizations (FPOs) as well. <\/span><\/p>\n

Government initiatives have also encouraged women citizens to have a bank account,<\/strong> which has made it easier to procure loans for SHGs. SHGs, in turn, have shown satisfactory results by bringing down banks\u2019 non-performing assets.<\/span>\u00a0<\/span><\/p>\n

What are the challenges faced by the women-SHGs?<\/span><\/b>\u00a0<\/span><\/h5>\n

Despite scopes and capability, some SHGs are unable to develop into full-fledged\u00a0organisations\u00a0because of the following reasons:<\/span>\u00a0<\/span><\/p>\n

i).<\/strong> Lack of understanding about core values of business<\/span>\u00a0<\/span><\/p>\n

ii).<\/strong> A loss of interest in doing business due to socio-cultural pressure<\/span>\u00a0<\/span><\/p>\n

iii).<\/strong> Poor presentation skills<\/span>\u00a0<\/span><\/p>\n

iv).<\/strong> Zero knowledge transfer<\/span>\u00a0<\/span><\/p>\n

v).<\/strong> Poor financial knowledge<\/span>\u00a0<\/span><\/p>\n

vi).<\/strong> Feeble management framework<\/span>\u00a0<\/span><\/p>\n

vii).<\/strong> Lack of understanding on importance of United-Nations mandated Sustainable Development Goals<\/span>\u00a0<\/span><\/p>\n

viii).<\/strong> Poor marketing and promotional skills<\/span>\u00a0<\/span><\/p>\n

How we can alleviate the problems faced by the SHG?<\/span><\/b>\u00a0<\/span><\/h5>\n

i). <\/strong>Large-scale projects should be implemented<\/span>\u00a0<\/span><\/p>\n

ii). <\/strong>The government should work on creating a gender-neutral ecosystem for women entrepreneurs, develop adequate infrastructure, provide training and destroy red-tapism.<\/span>\u00a0<\/span><\/p>\n

iii). <\/strong>Specialised\u00a0training should be given on climate change, clean energy, disaster management, water,\u00a0etc<\/span>\u00a0<\/span><\/p>\n

iv).<\/strong> Women SHG members should be inspired to explore other sectors as agriculture, handicrafts, renewables, watershed development, alternative tourism, finance, education<\/span>\u00a0<\/span><\/p>\n

v).<\/strong> CSR support, international funding, multilateral bank support should be given to SHGs so that they can shape themselves into a corporate entity<\/span>\u00a0<\/span><\/p>\n

vi).<\/strong> Innovative ideas should be incubated by the top-most institutes of India<\/span>\u00a0<\/span><\/p>\n

vii).<\/strong> A dedicated grievance resolving mechanism should be set up<\/span>\u00a0<\/span><\/p>\n

viii).<\/strong> Assessment and livelihood support plan will help stakeholders to support women SHGs<\/span>\u00a0<\/span><\/p>\n

ix).<\/strong> Integrated common facility centre will help promote activities<\/span>\u00a0<\/span>\u00a0<\/span><\/p>\n

Source<\/span><\/b>: This post is based on the article “Women self-help groups: Funding alone does not work; the government needs to listen in<\/strong>” published in the Down to earth<\/strong> on 13th<\/sup> September 2021<\/strong>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Synopsis: Women-run SHGs form the backbone of our country. In order to help them to sustain for a long period, government needs to frame proper policy and provide ecosystem to the SHGs other than providing funding to them. As a whole, institutional support is needed to fully exploit their potential.\u00a0 Introduction\u00a0 Women-run SHGs form the… Continue reading Women self-help groups: Funding alone does not work; the government needs to listen in<\/span><\/a><\/p>\n","protected":false},"author":10328,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1230,9],"tags":[9729,212,9740,9741],"class_list":["post-133885","post","type-post","status-publish","format-standard","hentry","category-9-pm-daily-articles","category-public","tag-development-processes-and-the-development-industry","tag-gs-paper-2","tag-self-help-groups","tag-shgs","entry"],"jetpack_featured_media_url":"","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/133885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10328"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=133885"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/133885\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=133885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=133885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=133885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}