{"id":149629,"date":"2021-11-29T20:53:14","date_gmt":"2021-11-29T15:23:14","guid":{"rendered":"https:\/\/blog.forumias.com\/?p=149629"},"modified":"2021-11-29T20:53:14","modified_gmt":"2021-11-29T15:23:14","slug":"the-t-20-investment-path","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/the-t-20-investment-path\/","title":{"rendered":"The T-20 investment path"},"content":{"rendered":"\n<p><strong>News:<\/strong> Parliament is about to come up with a bill banning crypto-currencies, which are today the most sought after investment option for today&#8217;s generation.<\/p>\n<p><strong>Why do people prefer to invest in new options like crypto currency?<\/strong><\/p>\n<p>Bank deposits<strong> returns are quite low<\/strong> with respect to other options-2.75% in a savings account or 5% in a fixed deposit.<\/p>\n<p>-Interestingly, banks today are discouraging deposits with low rates as this is the only way they can\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0manage their balance sheets.<\/p>\n<p>The RBI&#8217;s reverse repo offers around 3% making bank&#8217;s own deposit with RBI sub-optimal.<\/p>\n<p>Everyone wants <strong>instant gratification<\/strong> and more so because one could lose a third as <strong>taxes<\/strong>, which makes\u00a0 such savings option un-tempting.<\/p>\n<p>A <strong>new culture<\/strong> nudges us to borrow more for satiating our immediate needs rather then to save for future.<\/p>\n<p>The <strong>willingness to take risk <\/strong>in high return instruments. This is a major change we see today. Making money on a currency that has no underlying asset like a metal or other currency and is traded on faith is unique.<\/p>\n<p><strong>Unicorns<\/strong> have delivered excellent results. So instead of investing in the Nifty companies, the new age start-ups is where people likes to invest in equity.<\/p>\n<p><strong>Source:<\/strong> This post is based on the article \u201c<strong>The T-20 investment path<\/strong>\u201d published in<strong> Indian Express<\/strong> on 29th Nov 2021.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>News: Parliament is about to come up with a bill banning crypto-currencies, which are today the most sought after investment option for today&#8217;s generation. Why do people prefer to invest in new options like crypto currency? Bank deposits returns are quite low with respect to other options-2.75% in a savings account or 5% in a&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/the-t-20-investment-path\/\">Continue reading <span class=\"screen-reader-text\">The T-20 investment path<\/span><\/a><\/p>\n","protected":false},"author":10335,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1230,9],"tags":[216],"class_list":["post-149629","post","type-post","status-publish","format-standard","hentry","category-9-pm-daily-articles","category-public","tag-gs-paper-3","entry"],"jetpack_featured_media_url":"","views":{"total":0,"cached_at":"","cached_date":1704836248},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/149629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10335"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=149629"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/149629\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=149629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=149629"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=149629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}