{"id":235747,"date":"2023-04-03T18:08:04","date_gmt":"2023-04-03T12:38:04","guid":{"rendered":"https:\/\/blog.forumias.com\/?p=235747"},"modified":"2023-04-07T11:58:39","modified_gmt":"2023-04-07T06:28:39","slug":"upsc-interview-2022-transcript-198-smita-nagraj-board-bihar-home-state-geography-optional-sports-hobby","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/upsc-interview-2022-transcript-198-smita-nagraj-board-bihar-home-state-geography-optional-sports-hobby\/","title":{"rendered":"[UPSC Interview 2022] \u2013 Transcript #198 : Smita Nagraj Board, Bihar Home State, Geography Optional, Sports Hobby"},"content":{"rendered":"<p><strong><em data-entity-type=\"MessageEntityItalic\">Date of Interview<\/em>:<\/strong> 3rd March, Forenoon, 3rd to go<br \/>\n<strong><em data-entity-type=\"MessageEntityItalic\">Board<\/em>:<\/strong> Smita Nagaraj Ma&#8217;am<br \/>\n<strong><em data-entity-type=\"MessageEntityItalic\">Optional<\/em>:<\/strong> Geography (No direct Qs asked)<br \/>\n<strong><em data-entity-type=\"MessageEntityItalic\">College<\/em>:<\/strong> IIT Delhi, Mech (No direct Qs asked)<br \/>\n<strong><em data-entity-type=\"MessageEntityItalic\">Work Experience:<\/em><\/strong>\u00a0Data Scientist at Axis Bank<br \/>\n<strong><em data-entity-type=\"MessageEntityItalic\">Hobbies<\/em>:<\/strong> Analysing Indian Equity Market, Exploring Online Maps, Following domestic and international cricket. (1 question each on the first two).<br \/>\n<strong><i>Home State:<\/i><\/strong> Muzaffarpur, Bihar<\/p>\n<p><em data-entity-type=\"MessageEntityItalic\">\u2014 Transcript begin \u2014<br \/>\n<\/em><\/p>\n<hr \/>\n<ul>\n<li><strong>To view all IAS Interview Transcripts 2022, <a href=\"https:\/\/forumias.com\/blog\/interview-transcript\/#it2022\" target=\"_blank\" rel=\"noopener\">visit this page<\/a><\/strong><\/li>\n<\/ul>\n<h2><strong>Chairman<\/strong><\/h2>\n<p>1. So you have worked for quite some time at Axis Bank. Why did you leave it?<br \/>\n2. Young civil servants, is it good to give them so much power?<br \/>\n3. But Power corrupts\u2026<br \/>\n4. Short monologue on Migration. What are the losses to both the in-migration and out-migration states?<br \/>\n5. What about the remittances received by the out-migration state? Does it not benefit the state?<\/p>\n<h2><strong>Member 1<\/strong><\/h2>\n<p>1. Are you an Individual first or a community first person?<br \/>\n2. So, you might be posted in the archives section or xyz, then what would you do as a civil servant?<br \/>\n3. You may have been managing the region\/zone after a level in your previous job, and might have a change of roles there, then what is the problem? (Ma\u2019am misunderstood the nature of my previous job, I clarified that I would be posted in corporate office only).<br \/>\n4. Work done by Ramakrishna Mission\/Math in Itanagar. (Based on school)<br \/>\n5. How has it changed the social fabric of Arunachal Pradesh?<\/p>\n<h2><strong>Member 2<\/strong><\/h2>\n<p>1. Narayana Murthy has called VC model of investment a ponzi scheme. Why so?<br \/>\n2. What is Ponzi scheme?<br \/>\n3. Do you concur?<br \/>\n4. Where does corporate governance come into picture?<br \/>\n5. What is the market cap of Tesla?<br \/>\n6. It is more than the market cap of all the conventional automobile companies combined, why so?<br \/>\n7. Where should we focus, private sector banks or public sector banks?<\/p>\n<h2><strong>Member 3<\/strong><\/h2>\n<p>1. Private sector banks NPA vs Public sector banks NPA?<br \/>\n2. If the GNPA and NNPA is at historic low, then why so much debate about NPAs in public and media?<br \/>\n3. Small banks vs large banks. Where should India focus more?<br \/>\n4. What is the significance of Local Area Banks and Regional Rural Banks then?<br \/>\n5. Where should I open my account, a Private Sector Bank or a Public Sector Bank?<br \/>\n6. If I go to a bank which has a very good balance sheet, P&amp;L, etc. but the building is old, should I bank with them?<br \/>\n7. Have you read the annual report of Axis Bank?<br \/>\n8. What image is there on the first page of the Report?<br \/>\n9. Google pay, Phone Pay and other entities, how do they earn?<br \/>\n10. What is an Account aggregator?<\/p>\n<h2><strong>Member 4<\/strong><\/h2>\n<p>1. There was a very famous English novelist born nearby your town, who was it and where was he born?<br \/>\n2. Have you read 1984?<br \/>\n3. 1984- dystopian world and its relation to where he was born.<br \/>\n4. Is the world moving towards authoritarianism?<br \/>\n5. What is this hobby of yours- exploring online maps. Tell us something about it.<br \/>\n6. What do you gain out of the exploring maps?<br \/>\n7. What are the two things Deoghar is famous for?<\/p>\n<p><strong><em data-entity-type=\"MessageEntityItalic\">Chairperson<\/em>\u00a0&#8211;<\/strong> Your interview is over, you may leave now.<\/p>\n<p><em data-entity-type=\"MessageEntityItalic\">\u2014 Transcript end \u2014<\/em><\/p>\n<p><strong>Comments:<\/strong><br \/>\n1. Interview experience is substantially different from the mocks. The flow of questions is very natural.<br \/>\n2. Enjoyed the experience to the core, so much so that, wanted to sit for some more time. Whatever be the results.<br \/>\n3. The board was overall cordial, especially M4. M1 was expressionless. M2 and M3 delved too much into banking and equities and were listening very carefully. That boosted my confidence.<\/p>\n<p><strong><em data-entity-type=\"MessageEntityItalic\">O2O mocks:<\/em>\u00a0<\/strong>None<br \/>\n<em data-entity-type=\"MessageEntityItalic\"><strong>Panel mocks:<\/strong><br \/>\n<\/em>1. Shankar (DAF based- helped a lot in preparing for DAF based Qs)<br \/>\n2. Chahal (DAF based- being the last candidate for the day, panel made an extra effort to understand and provide solutions for the way I expressed myself in the mock, super impressed)<br \/>\n3. KSG (DAF + CA- good mix, suggested too many changes, could inculcate only half of them)<br \/>\n4. Vajirao (CA based- last one, got butchered)<\/p>\n<hr \/>\n<div>\n<ul>\n<li><strong>To view all IAS Interview Transcripts,\u00a0<a href=\"https:\/\/forumias.com\/blog\/interview-transcript\/\" target=\"_blank\" rel=\"noopener\">visit this page<\/a><\/strong><\/li>\n<li><strong>For full Interview Preparation Guide:\u00a0<a href=\"https:\/\/forumias.com\/blog\/interview\/\" target=\"_blank\" rel=\"noopener noreferrer\">Click Here<\/a><\/strong><\/li>\n<li><strong>Current Affairs For UPSC Exam 2023: <a href=\"https:\/\/forumias.com\/blog\/current-affairs\/\" target=\"_blank\" rel=\"noopener\">Click Here<\/a><\/strong><\/li>\n<\/ul>\n<\/div>\n<div>\n<hr \/>\n<\/div>\n<div><strong>(This transcript has been posted by a community member of ForumIAS)<\/strong><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Date of Interview: 3rd March, Forenoon, 3rd to go Board: Smita Nagaraj Ma&#8217;am Optional: Geography (No direct Qs asked) College: IIT Delhi, Mech (No direct Qs asked) Work Experience:\u00a0Data Scientist at Axis Bank Hobbies: Analysing Indian Equity Market, Exploring Online Maps, Following domestic and international cricket. (1 question each on the first two). Home State:&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/upsc-interview-2022-transcript-198-smita-nagraj-board-bihar-home-state-geography-optional-sports-hobby\/\">Continue reading <span class=\"screen-reader-text\">[UPSC Interview 2022] \u2013 Transcript #198 : Smita Nagraj Board, Bihar Home State, Geography Optional, Sports Hobby<\/span><\/a><\/p>\n","protected":false},"author":10320,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[9],"tags":[11255,2970,80,11254,11269,1677],"class_list":["post-235747","post","type-post","status-publish","format-standard","hentry","category-public","tag-11255","tag-bihar","tag-geography","tag-interview_transcript2022","tag-smita_nagraj2022","tag-sports_hobby","entry"],"jetpack_featured_media_url":"","views":{"total":6,"cached_at":"","cached_date":1698220488},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/235747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10320"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=235747"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/235747\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=235747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=235747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=235747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}