{"id":256474,"date":"2023-08-17T21:01:22","date_gmt":"2023-08-17T15:31:22","guid":{"rendered":"https:\/\/blog.forumias.com\/?p=256474"},"modified":"2023-08-29T12:54:47","modified_gmt":"2023-08-29T07:24:47","slug":"housing-for-all-addressing-housing-shortage-in-urban-areas-requires-urgent-concerted-efforts","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/housing-for-all-addressing-housing-shortage-in-urban-areas-requires-urgent-concerted-efforts\/","title":{"rendered":"Housing for all \u2013 Addressing housing shortage in urban areas requires urgent, concerted efforts"},"content":{"rendered":"

Source<\/strong>: The post is based on the article\u00a0\u201cHousing for all \u2013 Addressing housing shortage in urban areas requires urgent, concerted efforts<\/strong>\u201d published in The Hindu <\/strong>on\u00a017th<\/sup> August 2023<\/strong>.<\/p>\n

Syllabus: GS 2 \u2013 Government Policies and Interventions for Development in various sectors and Issues arising out of their Design and Implementation.<\/strong><\/p>\n

Relevance: <\/strong>About the proposed housing scheme<\/p>\n

News: <\/strong>The PM recently introduced a scheme for urban poor housing while PMAY-U was extended until December 2024. This raises concerns about PMAY-U’s goal achievement.<\/p>\n

What are the concerns with Pradhan Mantri Awas Yojana-Urban (PMAY-U)?<\/strong><\/h2>\n

In the last eight years since the launch of PMAY-U, only two\u2013thirds of the sanctioned houses were either completed or handed over.<\/p>\n

Central assistance has been limited to 24.4%, with 16% from States and urban local bodies; the remaining 60% is to be borne by beneficiaries.<\/p>\n

Out of the initially projected \u20b98.31 lakh crore investment for 1.23 crore houses, the burden of \u20b94.95 lakh crore falls on the beneficiaries, who are primarily the urban poor.<\/p>\n

Hence, in such a situation a new scheme should include provisions that benefit the beneficiaries and are better than PMAY-U.<\/p>\n

Read More: <\/strong>PM announces new housing scheme for urban poor; low interest rate loans on offer<\/strong><\/a> and <\/strong>Cabinet approves continuation of Pradhan Mantri Awas Yojana-Urban (PMAY-U) – \u201cHousing for All\u201d Mission up to 31st December 2024<\/strong><\/a><\/p>\n

What provisions can be included in the proposed new housing scheme?<\/strong><\/h2>\n

In the suggested plan, the beneficiaries’ portion would be reduced to around 40%, due to their limited income.<\/p>\n

Moreover, the Parliamentary Committee’s recommendations for PMAY-U should guide the new housing scheme’s design.<\/p>\n

The Committee proposed moving away from uniform and fixed assistance and adopting flexibility based on factors like topography. Investigating causes behind poor housing quality and unoccupancy is also advised.<\/p>\n

What is the way ahead?<\/strong><\/h2>\n

Expensive land, restricted floor space, and numerous certifications from various agencies impact urban housing success.<\/p>\n

Hence, to address this, the central government should facilitate discussions involving State governments, local bodies, urban planners, professionals, financial institutions, and activists.<\/p>\n","protected":false},"excerpt":{"rendered":"

Source: The post is based on the article\u00a0\u201cHousing for all \u2013 Addressing housing shortage in urban areas requires urgent, concerted efforts\u201d published in The Hindu on\u00a017th August 2023. Syllabus: GS 2 \u2013 Government Policies and Interventions for Development in various sectors and Issues arising out of their Design and Implementation. Relevance: About the proposed housing… Continue reading Housing for all \u2013 Addressing housing shortage in urban areas requires urgent, concerted efforts<\/span><\/a><\/p>\n","protected":false},"author":10320,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1230,9],"tags":[300,212],"class_list":["post-256474","post","type-post","status-publish","format-standard","hentry","category-9-pm-daily-articles","category-public","tag-governance","tag-gs-paper-2","entry"],"jetpack_featured_media_url":"","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/256474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10320"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=256474"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/256474\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=256474"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=256474"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=256474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}