{"id":329935,"date":"2025-03-17T17:26:51","date_gmt":"2025-03-17T11:56:51","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=329935"},"modified":"2025-03-18T16:51:37","modified_gmt":"2025-03-18T11:21:37","slug":"indias-health-policies-need-better-primary-care","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/indias-health-policies-need-better-primary-care\/","title":{"rendered":"India&#8217;s Health Policies Need Better Primary Care"},"content":{"rendered":"<p><strong>Source<\/strong>: The post India&#8217;s Health Policies Need Better Primary Care has been created, based on the article \u201c<strong>From insurance-driven private health care to equity<\/strong>\u201d published in \u201c<strong>The Hindu<\/strong>\u201d on 17th March 2025. <strong>India&#8217;s Health Policies Need Better Primary Care.<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-330022 aligncenter\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?resize=617%2C409&#038;ssl=1\" alt=\"India's Health Policies Need Better Primary Care\" width=\"617\" height=\"409\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?resize=1024%2C680&amp;ssl=1 1024w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?resize=768%2C510&amp;ssl=1 768w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?w=1280&amp;ssl=1 1280w\" sizes=\"auto, (max-width: 617px) 100vw, 617px\" \/><\/p>\n<p><strong>UPSC Syllabus Topic:<\/strong> GS Paper2- Governance-Issues relating to development and management of Social Sector\/Services relating to Health<\/p>\n<p><strong>Context<\/strong>: The article discusses India\u2019s health policies and budget. It highlights how Ayushman Bharat focuses on hospital care but neglects primary health care. It warns against over-reliance on private insurance and suggests investing in community health services to reduce costs and improve accessibility.<\/p>\n<p>For detailed information on Public Health Sector <a href=\"https:\/\/forumias.com\/blog\/public-health-sector-significance-and-challenges-explained-pointwise\/\">read this article here<\/a><\/p>\n<h2><strong>How does Ayushman Bharat impact health care in India?<\/strong><\/h2>\n<ol>\n<li><strong> Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)<\/strong> helps reduce <strong>out-of-pocket expenditure (OOPE)<\/strong> by covering hospitalisation, surgeries, and procedures.<\/li>\n<li>However, it <strong>focuses on tertiary care<\/strong> while <strong>neglecting primary health care (PHC)<\/strong>, which is essential for cost-effective health care.<\/li>\n<li>PHC reduces long-term costs and prevents diseases, but <strong>AB-PMJAY shifts attention away from preventive and community-based health care<\/strong>, increasing reliance on private hospitals.<\/li>\n<li>This contradicts the <strong>Bhore Committee<\/strong><strong>\u2019<\/strong><strong>s vision<\/strong> of a <strong>pyramid-shaped health system<\/strong>, with PHC as the foundation tapering to secondary and tertiary care.<\/li>\n<\/ol>\n<h2><strong>How is the health budget allocated, and what are its challenges?<\/strong><\/h2>\n<ol>\n<li>The <strong>2025 Budget allocates <\/strong>\u20b9<strong>9,406 crore<\/strong> to AB-PMJAY, which is \u20b9<strong>2,000 crore more than the previous year<\/strong>.<\/li>\n<li>The total health budget includes \u20b9<strong>95,957.87 crore for the Department of Health and Family Welfare<\/strong> and \u20b9<strong>3,900.69 crore for the Department of Health Research<\/strong>.<\/li>\n<li>The <strong>National Health Mission (NHM)<\/strong>, which supports <strong>grassroot health care<\/strong>, receives a <strong>declining share<\/strong>, indicating the government\u2019s reduced focus on universal health care.<\/li>\n<li>The Budget prioritises <strong>medical digital infrastructure and medical education expansion<\/strong> rather than strengthening <strong>primary health care<\/strong>.<\/li>\n<\/ol>\n<h2><strong>How does the increase in foreign direct investment (FDI) affect health care?<\/strong><\/h2>\n<ol>\n<li>The <strong>government increased the FDI cap in the insurance sector from 74% to 100%<\/strong>, following a previous increase from <strong>49% to 74% in 2021<\/strong>.<\/li>\n<li>The goal is to <strong>increase insurance penetration<\/strong>, especially in <strong>rural areas<\/strong>, and support the vision of <strong>\u201c<\/strong><strong>Insurance for All<\/strong><strong>\u201d by 2047<\/strong>.<\/li>\n<li>The <strong>Insurance Regulatory and Development Authority of India (IRDAI)<\/strong> expects more capital and expanded coverage.<\/li>\n<li>However, <strong>informal workers and marginalised urban populations<\/strong> may struggle with <strong>insurance literacy<\/strong> and <strong>access to insurance benefits<\/strong>.<\/li>\n<li><strong>Without strict regulations, private insurance could lead to rising OOPE due to inflated medical costs and uncovered consumables.<\/strong><\/li>\n<\/ol>\n<h2><strong>What are the risks of relying on private insurance for health care?<\/strong><\/h2>\n<ol>\n<li>The <strong>U.S. model<\/strong> of private insurance-driven health care has led to <strong>high treatment costs, inequalities, and limited access<\/strong> for uninsured individuals.<\/li>\n<li><strong>Claim denials<\/strong> and <strong>corporate control over health care<\/strong> have sparked public criticism.<\/li>\n<li>India risks <strong>similar issues<\/strong> if it <strong>relies too much on private insurance<\/strong> without strong government oversight.<\/li>\n<li><strong>ASHA workers and grassroots health-care providers<\/strong> may not receive sufficient coverage under current insurance models.<\/li>\n<\/ol>\n<h2><strong>What can India learn from global health care models?<\/strong><\/h2>\n<ol>\n<li><strong> Thailand<\/strong> provides <strong>universal health coverage<\/strong> using <strong>tax revenue<\/strong> and <strong>strong public health investments<\/strong>.<\/li>\n<li><strong>Costa Rica<\/strong><strong>\u2019<\/strong><strong>s system<\/strong> mandates insurance (Caja Costarricense de Seguro Social) while <strong>prioritising PHC and community-based services<\/strong>.<\/li>\n<li>These models show that <strong>public investment in PHC reduces long-term health costs<\/strong> and ensures better access to care.<\/li>\n<li>India needs to <strong>reassess its priorities<\/strong>, ensuring health policies focus on <strong>preventive and community-based health care<\/strong> instead of <strong>tertiary private care<\/strong>.<\/li>\n<li>The government must <strong>implement safeguards<\/strong> to prevent <strong>private insurance from inflating costs<\/strong> and ensure that <strong>UHC (Universal Health Coverage) remains a reality, not just a slogan<\/strong>.<\/li>\n<\/ol>\n<p><strong>Question for practice:<\/strong><\/p>\n<p>Examine how India&#8217;s reliance on private insurance impacts health care accessibility and affordability.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Source: The post India&#8217;s Health Policies Need Better Primary Care has been created, based on the article \u201cFrom insurance-driven private health care to equity\u201d published in \u201cThe Hindu\u201d on 17th March 2025. India&#8217;s Health Policies Need Better Primary Care. UPSC Syllabus Topic: GS Paper2- Governance-Issues relating to development and management of Social Sector\/Services relating to&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/indias-health-policies-need-better-primary-care\/\">Continue reading <span class=\"screen-reader-text\">India&#8217;s Health Policies Need Better Primary Care<\/span><\/a><\/p>\n","protected":false},"author":10320,"featured_media":330022,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1230],"tags":[300,212,10498],"class_list":["post-329935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-9-pm-daily-articles","tag-governance","tag-gs-paper-2","tag-the-hindu","entry"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/03\/Indias-Health-Policies-Need-Better-Primary-Care.png?fit=1280%2C850&ssl=1","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/329935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10320"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=329935"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/329935\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media\/330022"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=329935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=329935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=329935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}