{"id":335951,"date":"2025-05-08T14:15:05","date_gmt":"2025-05-08T08:45:05","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=335951"},"modified":"2025-05-12T20:49:11","modified_gmt":"2025-05-12T15:19:11","slug":"cashless-treatment-scheme-for-road-accident-victims-2025","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/cashless-treatment-scheme-for-road-accident-victims-2025\/","title":{"rendered":"Cashless Treatment Scheme for Road Accident Victims, 2025"},"content":{"rendered":"<p><strong>News<\/strong>: Recently, the Ministry of Road Transport and Highways notified the Cashless Treatment of Road Accident Victims Scheme, 2025. <strong>Cashless Treatment Scheme for Road Accident Victims, 2025.<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-336451 aligncenter\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?resize=529%2C351&#038;ssl=1\" alt=\"Cashless Treatment Scheme for Road Accident Victims, 2025\" width=\"529\" height=\"351\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?resize=1024%2C680&amp;ssl=1 1024w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?resize=768%2C510&amp;ssl=1 768w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?w=1280&amp;ssl=1 1280w\" sizes=\"auto, (max-width: 529px) 100vw, 529px\" \/><\/p>\n<h2>About Cashless Treatment of Road Accident Victims Scheme, 2025<\/h2>\n<ul>\n<li>The scheme was launched by Ministry of Road Transport and Highways (MoRTH) based on the powers given by the Motor Vehicles Act, 1988.<\/li>\n<\/ul>\n<p><strong>Key provisions of the Scheme:<\/strong><\/p>\n<ul>\n<li><b>Eligibility<\/b><span style=\"font-weight: 400;\">: Any person injured in a road accident involving a motor vehicle on any road.<\/span><\/li>\n<li><b>Coverage<\/b><span style=\"font-weight: 400;\">: <\/span><span style=\"font-weight: 400;\">\u20b9<\/span><span style=\"font-weight: 400;\">1.5 lakh per victim, for <\/span><b>up to seven days<\/b><span style=\"font-weight: 400;\"> from the accident date.<\/span><\/li>\n<li><b>Hospital Network and Reimbursement:<\/b>\n<ul>\n<li><span style=\"font-weight: 400;\"> Victims must be taken to <\/span><b>designated hospitals<\/b><span style=\"font-weight: 400;\"> empanelled under the scheme or Ayushman Bharat PM-JAY.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Hospitals submit claims via a <\/span><b>dedicated portal<\/b><span style=\"font-weight: 400;\"> managed by State Health Agencies.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Claims may be approved or rejected with reasons documented online.<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>Implementing Bodies:<\/b>\n<ul>\n<li><b><i> National Health Authority (NHA)<\/i><\/b><b> and <\/b><b><i>State Road Safety Councils<\/i><\/b><\/li>\n<li><b>State Health Agency<\/b><span style=\"font-weight: 400;\"> approves, rejects, or partially accepts claims with reasons<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>Monitoring and Oversight<\/b><\/li>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><b> <\/b><span style=\"font-weight: 400;\">A <\/span><b>17-member Steering Committee<\/b><span style=\"font-weight: 400;\"> oversees implementation<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Headed by the <\/span><b>Road Secretary<\/b><span style=\"font-weight: 400;\">, with members including CEO, NHA; Additional Secretary, MoRTH; Joint Secretaries from the Ministries of Home, Finance, and Health.<\/span><\/li>\n<li><b> <\/b><span style=\"font-weight: 400;\">Includes <\/span><b>six state\/UT representatives (on rotation)<\/b><span style=\"font-weight: 400;\">, a <\/span><b>General Insurance Council member<\/b><span style=\"font-weight: 400;\">, and <\/span><b>three NGO representatives<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Meets <\/span><b>at least twice a year<\/b><span style=\"font-weight: 400;\"> and may seek reports from any implementing body<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>News: Recently, the Ministry of Road Transport and Highways notified the Cashless Treatment of Road Accident Victims Scheme, 2025. Cashless Treatment Scheme for Road Accident Victims, 2025. About Cashless Treatment of Road Accident Victims Scheme, 2025 The scheme was launched by Ministry of Road Transport and Highways (MoRTH) based on the powers given by the&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/cashless-treatment-scheme-for-road-accident-victims-2025\/\">Continue reading <span class=\"screen-reader-text\">Cashless Treatment Scheme for Road Accident Victims, 2025<\/span><\/a><\/p>\n","protected":false},"author":10367,"featured_media":336451,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,956,12039],"tags":[11872],"class_list":["post-335951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-factly-articles","category-schemes-and-programs","category-knolls","tag-9pm-daily-factly","entry"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Cashless-Treatment-Scheme-for-Road-Accident-Victims-2025.png?fit=1280%2C850&ssl=1","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/335951","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10367"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=335951"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/335951\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media\/336451"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=335951"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=335951"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=335951"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}