{"id":336357,"date":"2025-05-12T17:06:32","date_gmt":"2025-05-12T11:36:32","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=336357"},"modified":"2025-05-15T21:07:00","modified_gmt":"2025-05-15T15:37:00","slug":"three-jan-suraksha-schemes","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/three-jan-suraksha-schemes\/","title":{"rendered":"Three Jan Suraksha Schemes"},"content":{"rendered":"<p><strong>News<\/strong>: India is marking the 10th anniversary of the three flagship social security schemes \u2014 Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) \u2014 launched by Prime Minister Narendra Modi on 9 May 2015. <strong>Three Jan Suraksha Schemes.<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-336882 aligncenter\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?resize=504%2C334&#038;ssl=1\" alt=\"Three Jan Suraksha Schemes\" width=\"504\" height=\"334\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?resize=1024%2C680&amp;ssl=1 1024w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?resize=768%2C510&amp;ssl=1 768w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?w=1280&amp;ssl=1 1280w\" sizes=\"auto, (max-width: 504px) 100vw, 504px\" \/><\/p>\n<h2 data-start=\"444\" data-end=\"482\">About the Jan Suraksha Schemes<\/h2>\n<p data-start=\"911\" data-end=\"970\"><span style=\"text-decoration: underline;\"><strong data-start=\"915\" data-end=\"970\">1. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)<\/strong><\/span><\/p>\n<ul>\n<li data-start=\"974\" data-end=\"1050\"><strong data-start=\"974\" data-end=\"986\">Purpose:<\/strong> Provides life insurance coverage for death due to any reason.<\/li>\n<li data-start=\"1053\" data-end=\"1162\"><strong data-start=\"1053\" data-end=\"1069\">Eligibility:<\/strong> Individuals aged 18\u201350 years with a bank or post office account, who give consent to join.<\/li>\n<li data-start=\"1165\" data-end=\"1227\"><strong data-start=\"1165\" data-end=\"1177\">Premium:<\/strong> Rs. 436 per annum (auto-debited from the account).<\/li>\n<li data-start=\"1230\" data-end=\"1287\"><strong data-start=\"1230\" data-end=\"1242\">Benefit:<\/strong> Rs. 2 lakh payable on death due to any cause.<\/li>\n<li data-start=\"1290\" data-end=\"1400\"><strong data-start=\"1290\" data-end=\"1310\">Enrolment Cycle:<\/strong> Annual \u2014 June 1 to May 31. Premium amount may vary depending on the month of enrolment.<\/li>\n<li data-start=\"1403\" data-end=\"1445\"><strong data-start=\"1403\" data-end=\"1443\">Achievements (as of April 23, 2025):<\/strong>\n<ul>\n<li data-start=\"1450\" data-end=\"1474\">23.63 crore enrolments<\/li>\n<li data-start=\"1479\" data-end=\"1527\">Rs.18,397.92 crore disbursed for 9,19,896 claims<\/li>\n<li data-start=\"1532\" data-end=\"1564\">10.66 crore female subscribers<\/li>\n<li data-start=\"1569\" data-end=\"1612\">7.08 crore PMJDY account holders enrolled<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p data-start=\"1619\" data-end=\"1673\"><span style=\"text-decoration: underline;\"><strong data-start=\"1623\" data-end=\"1673\">2. Pradhan Mantri Suraksha Bima Yojana (PMSBY)<\/strong><\/span><\/p>\n<ul>\n<li data-start=\"1677\" data-end=\"1744\"><strong data-start=\"1677\" data-end=\"1689\">Purpose:<\/strong> Offers coverage for accidental death and disability.<\/li>\n<li data-start=\"1747\" data-end=\"1856\"><strong data-start=\"1747\" data-end=\"1763\">Eligibility:<\/strong> Individuals aged 18\u201370 years with a bank or post office account, who give consent to join.<\/li>\n<li data-start=\"1859\" data-end=\"1920\"><strong data-start=\"1859\" data-end=\"1871\">Premium:<\/strong> Rs. 20 per annum (auto-debited from the account).<\/li>\n<li data-start=\"1923\" data-end=\"1938\"><strong data-start=\"1923\" data-end=\"1936\">Benefits:<\/strong>\n<ul>\n<li>Rs. 2 lakh for death or full disability<\/li>\n<li data-start=\"1986\" data-end=\"2018\">Rs. 1 lakh for partial disability<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2021\" data-end=\"2069\"><strong data-start=\"2021\" data-end=\"2041\">Enrolment Cycle:<\/strong> Annual \u2014 June 1 to May 31<\/li>\n<li data-start=\"2072\" data-end=\"2110\"><strong data-start=\"2072\" data-end=\"2108\">Achievements (as of April 2025):<\/strong>\n<ul>\n<li data-start=\"2115\" data-end=\"2136\">51 crore enrolments<\/li>\n<li data-start=\"2141\" data-end=\"2186\">Rs. 3,121 crore disbursed for 1.57 lakh claims<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p data-start=\"2193\" data-end=\"2229\"><span style=\"text-decoration: underline;\"><strong data-start=\"2197\" data-end=\"2229\">3. Atal Pension Yojana (APY)<\/strong><\/span><\/p>\n<ul>\n<li data-start=\"2233\" data-end=\"2312\"><strong data-start=\"2233\" data-end=\"2245\">Purpose:<\/strong> Provides pension coverage for workers in the unorganised sector.<\/li>\n<li data-start=\"2315\" data-end=\"2333\"><strong data-start=\"2315\" data-end=\"2331\">Eligibility:<\/strong>\n<ul>\n<li data-start=\"2338\" data-end=\"2368\">Individuals aged 18\u201340 years<\/li>\n<li data-start=\"2373\" data-end=\"2399\">Must hold a bank account<\/li>\n<li data-start=\"2404\" data-end=\"2435\">Must not be income tax payers<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2438\" data-end=\"2495\"><strong data-start=\"2438\" data-end=\"2455\">Contribution:<\/strong> Based on age and chosen pension slab.<\/li>\n<li><strong data-start=\"2498\" data-end=\"2511\">Benefits:<\/strong>\n<ul>\n<li data-start=\"2519\" data-end=\"2587\">Guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 after the age of 60<\/li>\n<li data-start=\"2593\" data-end=\"2673\">In case of the subscriber&#8217;s death, the spouse continues to receive the pension<\/li>\n<li data-start=\"2679\" data-end=\"2770\">After both spouse and subscriber pass away, the accumulated corpus is paid to the nominee<\/li>\n<li data-start=\"2776\" data-end=\"2895\">In case of premature death, the spouse can choose to continue contributions until the subscriber would have turned 60<\/li>\n<\/ul>\n<\/li>\n<li data-start=\"2898\" data-end=\"2956\"><strong data-start=\"2898\" data-end=\"2920\">Payment Frequency:<\/strong> Monthly \/ Quarterly \/ Half-yearly<\/li>\n<li data-start=\"2959\" data-end=\"2997\"><strong data-start=\"2959\" data-end=\"2995\">Achievements (as of April 2025): <\/strong>7.6 crore enrolments<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>News: India is marking the 10th anniversary of the three flagship social security schemes \u2014 Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), and Atal Pension Yojana (APY) \u2014 launched by Prime Minister Narendra Modi on 9 May 2015. Three Jan Suraksha Schemes. About the Jan Suraksha Schemes 1. Pradhan&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/three-jan-suraksha-schemes\/\">Continue reading <span class=\"screen-reader-text\">Three Jan Suraksha Schemes<\/span><\/a><\/p>\n","protected":false},"author":10367,"featured_media":336882,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,956,12039],"tags":[11872],"class_list":["post-336357","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-factly-articles","category-schemes-and-programs","category-knolls","tag-9pm-daily-factly","entry"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Three-Jan-Suraksha-Schemes.png?fit=1280%2C850&ssl=1","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/336357","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10367"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=336357"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/336357\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media\/336882"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=336357"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=336357"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=336357"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}