{"id":336743,"date":"2025-05-15T15:44:55","date_gmt":"2025-05-15T10:14:55","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=336743"},"modified":"2025-05-19T12:00:07","modified_gmt":"2025-05-19T06:30:07","slug":"treasury-bills","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/treasury-bills\/","title":{"rendered":"Treasury Bills"},"content":{"rendered":"<p><strong>News:<\/strong> India has renewed a USD 50 million Treasury Bill for the Maldives through the State Bank of India (SBI), extending financial assistance for another year. <strong>Treasury Bills<\/strong><\/p>\n<p><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-337293 aligncenter\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?resize=508%2C337&#038;ssl=1\" alt=\"Treasury Bills\" width=\"508\" height=\"337\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?resize=300%2C199&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?resize=1024%2C680&amp;ssl=1 1024w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?resize=768%2C510&amp;ssl=1 768w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?w=1280&amp;ssl=1 1280w\" sizes=\"auto, (max-width: 508px) 100vw, 508px\" \/><\/p>\n<h2><strong>About Treasury Bills<\/strong><\/h2>\n<ul>\n<li>Treasury Bills (T-Bills) are short-term debt instruments issued by the <strong>Reserve Bank of India (RBI)<\/strong> on behalf of the <strong>Government of India (GOI)<\/strong>.<\/li>\n<li>They are issued in the form of <strong>promissory notes<\/strong> to meet the <strong>short-term funding needs<\/strong> of the central government.<\/li>\n<li>They are part of the broader monetary and fiscal policy tools used to regulate <strong>liquidity and interest rates<\/strong> in the economy.<\/li>\n<li>Banks use T-Bills for <strong>Repo transactions<\/strong> with RBI and m<strong>aintaining SLR (Statutory Liquidity Ratio)<\/strong><\/li>\n<li>It is known for their <strong>high liquidity<\/strong> and <strong>low risk<\/strong>, T-Bills are among the <strong>safest investment options<\/strong> in the market.<\/li>\n<li>Treasury Bills are issued via <strong>auctions conducted by RBI<\/strong> on its electronic platform <strong>E-Kuber<\/strong>.<\/li>\n<li>Participants include: <strong>Banks, <\/strong><strong>Primary dealers, <\/strong><strong>Institutional investors and <\/strong><strong>Individuals<\/strong> (can also invest directly via RBI Retail Direct)<\/li>\n<li>The minimum investment required in T-Bills is <strong>Rs. 10,000<\/strong>. Further investments must be in <strong>multiples of Rs. 10,000<\/strong>.<\/li>\n<li>On maturity, the <strong>face value is automatically credited<\/strong> to the investor\u2019s account.<\/li>\n<\/ul>\n<h2><strong>Key Features of Treasury Bills<\/strong><\/h2>\n<p>1. <strong>Zero-Coupon Instrument: <\/strong>T-Bills do <strong>not offer periodic interest<\/strong> payments. They are issued at a <strong>discounted price<\/strong> and redeemed at <strong>face value<\/strong>, with the <strong>difference being the investor\u2019s return<\/strong>.<\/p>\n<p>2. <strong>Short-Term Maturity: <\/strong>T-Bills are issued with <strong>fixed tenures<\/strong>: <strong>14 days, <\/strong><strong>91 days, <\/strong><strong>182 days and <\/strong><strong>364 days. <\/strong>Their short duration provides <strong>quick liquidity<\/strong>, making them ideal for short-term investors.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>News: India has renewed a USD 50 million Treasury Bill for the Maldives through the State Bank of India (SBI), extending financial assistance for another year. Treasury Bills About Treasury Bills Treasury Bills (T-Bills) are short-term debt instruments issued by the Reserve Bank of India (RBI) on behalf of the Government of India (GOI). They&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/treasury-bills\/\">Continue reading <span class=\"screen-reader-text\">Treasury Bills<\/span><\/a><\/p>\n","protected":false},"author":10366,"featured_media":337293,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,3127,12039],"tags":[11872,11074],"class_list":["post-336743","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-daily-factly-articles","category-economy","category-knolls","tag-9pm-daily-factly","tag-the-times-of-india","entry"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/05\/Treasury-Bills.png?fit=1280%2C850&ssl=1","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/336743","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10366"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=336743"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/336743\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media\/337293"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=336743"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=336743"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=336743"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}