{"id":341436,"date":"2025-06-26T16:05:21","date_gmt":"2025-06-26T10:35:21","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=341436"},"modified":"2025-06-26T16:05:21","modified_gmt":"2025-06-26T10:35:21","slug":"digital-payment-intelligence-platform-dpip","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/digital-payment-intelligence-platform-dpip\/","title":{"rendered":"Digital Payment Intelligence Platform (DPIP)"},"content":{"rendered":"<p><strong>News:<\/strong> RBI ropes in banks to build Digital Payment Intelligence Platform to bolster fraud risk management by facilitating real-time intelligence sharing.<\/p>\n<h2>About Digital Payment Intelligence Platform (DPIP)<\/h2>\n<figure id=\"attachment_341437\" aria-describedby=\"caption-attachment-341437\" style=\"width: 383px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-341437\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/06\/Source-Sab-Paisa.png?resize=383%2C340&#038;ssl=1\" alt=\"\" width=\"383\" height=\"340\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/06\/Source-Sab-Paisa.png?resize=300%2C266&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/06\/Source-Sab-Paisa.png?resize=768%2C680&amp;ssl=1 768w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2025\/06\/Source-Sab-Paisa.png?w=881&amp;ssl=1 881w\" sizes=\"auto, (max-width: 383px) 100vw, 383px\" \/><figcaption id=\"caption-attachment-341437\" class=\"wp-caption-text\">Source &#8211; Sab Paisa<\/figcaption><\/figure>\n<ul>\n<li>It is a <strong>forthcoming, RBI-led digital public infrastructure<\/strong> <strong>(DPI) <\/strong>designed to strengthen <strong>fraud risk management <\/strong>in India.<\/li>\n<li><strong>Objective:<\/strong> The platform seeks to <strong>bolster fraud risk management<\/strong> by facilitating real-time <strong>intelligence sharing and gathering<\/strong>, thereby preventing fraudulent digital transactions.<\/li>\n<li><strong>Background:<\/strong> RBI had formed a <strong>committee<\/strong> (June, 2024) chaired by <strong>A.P. Hota<\/strong> to examine various aspects of establishing this digital public infrastructure.<\/li>\n<li><strong>To be built by:<\/strong> The <strong>Reserve Bank Innovation Hub (RBIH)<\/strong> has been assigned to build a prototype of DPIP in consultation with 5-10 banks.<\/li>\n<li><strong>Working:<\/strong> It will <strong>collect and analyze data<\/strong> from various sources to identify potential threats and prevent fraudulent.\n<ul>\n<li>By enabling <strong>real-time data sharing<\/strong>, the platform will help <strong>prevent scams<\/strong> and ensure <strong>secure transactions.<\/strong><\/li>\n<\/ul>\n<\/li>\n<li><strong>Need:<\/strong> As per <strong>annual report of the RBI<\/strong>, there was a significant <strong>surge in bank frauds<\/strong>, with the amount involved rising nearly <strong>three times<\/strong> to Rs. 36,014 crores in FY25, compared to Rs. 12,230 crores in the previous year.\n<ul>\n<li>Frauds occurred predominantly in the <strong>category of digital payments (card\/internet)<\/strong> in terms of the <strong>number<\/strong> and primarily in the <strong>loan portfolio (advances) in terms of value.<\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>News: RBI ropes in banks to build Digital Payment Intelligence Platform to bolster fraud risk management by facilitating real-time intelligence sharing. About Digital Payment Intelligence Platform (DPIP) It is a forthcoming, RBI-led digital public infrastructure (DPI) designed to strengthen fraud risk management in India. Objective: The platform seeks to bolster fraud risk management by facilitating&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/digital-payment-intelligence-platform-dpip\/\">Continue reading <span class=\"screen-reader-text\">Digital Payment Intelligence Platform (DPIP)<\/span><\/a><\/p>\n","protected":false},"author":10393,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,3127,12039],"tags":[11872],"class_list":["post-341436","post","type-post","status-publish","format-standard","hentry","category-daily-factly-articles","category-economy","category-knolls","tag-9pm-daily-factly","entry"],"jetpack_featured_media_url":"","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/341436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10393"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=341436"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/341436\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=341436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=341436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=341436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}