{"id":358051,"date":"2026-03-13T15:48:33","date_gmt":"2026-03-13T10:18:33","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=358051"},"modified":"2026-03-13T15:48:33","modified_gmt":"2026-03-13T10:18:33","slug":"pm-rahat-scheme-2","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/pm-rahat-scheme-2\/","title":{"rendered":"PM-RAHAT Scheme"},"content":{"rendered":"<p><b>News: <\/b><span style=\"font-weight: 400;\">The Union Government launched the <\/span><b>PM-RAHAT scheme<\/b><span style=\"font-weight: 400;\"> to provide cashless hospital treatment up to Rs.<\/span><span style=\"font-weight: 400;\">1.5 lakh for road accident victims.<\/span><\/p>\n<figure id=\"attachment_358052\" aria-describedby=\"caption-attachment-358052\" style=\"width: 315px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\" wp-image-358052\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/PM-RAHAT-Scheme.jpg?resize=315%2C313&#038;ssl=1\" alt=\"PM RAHAT Scheme\" width=\"315\" height=\"313\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/PM-RAHAT-Scheme.jpg?w=402&amp;ssl=1 402w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/PM-RAHAT-Scheme.jpg?resize=300%2C298&amp;ssl=1 300w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/PM-RAHAT-Scheme.jpg?resize=150%2C150&amp;ssl=1 150w\" sizes=\"auto, (max-width: 315px) 100vw, 315px\" \/><figcaption id=\"caption-attachment-358052\" class=\"wp-caption-text\">Source- ET<\/figcaption><\/figure>\n<h2>About the PM RAHAT Scheme<\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\">PM-RAHAT is a national cashless emergency treatment scheme that provides hospitalisation <\/span><b>coverage up to Rs. <\/b><b>1.5 lakh for road accident victims.<\/b><\/li>\n<li><b>Launched by:<\/b><span style=\"font-weight: 400;\"> The scheme was launched by the Prime Minister on <\/span><b>February 13, 2026.<\/b><\/li>\n<li><b>Notified under: <\/b><span style=\"font-weight: 400;\">The scheme is notified under <\/span><b>Section 162 of the Motor Vehicles Act, 1988<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><b>Initiative By:<\/b><span style=\"font-weight: 400;\"> The scheme is an initiative of the <\/span><b>Ministry of Road Transport and Highways (MoRTH).<\/b><\/li>\n<li><b>Aim:<\/b><span style=\"font-weight: 400;\"> The scheme aims to ensure that no life is lost due to lack of immediate medical assistance after road accidents.<\/span><\/li>\n<\/ul>\n<p><b>Implementation and Governance<\/b><\/p>\n<ul>\n<li><b>Execution:<\/b> <span style=\"font-weight: 400;\">Implemented nationally by the <\/span><b>National Health Authority (NHA)<\/b><span style=\"font-weight: 400;\"> in coordination with <\/span><b>State Health Agencies (SHAs)<\/b><b>.<\/b><\/li>\n<li><b>Oversight:<\/b><span style=\"font-weight: 400;\"> Implementation is monitored by <\/span><b>District Road Safety Committees, State Road Safety Councils, <\/b><span style=\"font-weight: 400;\">and<\/span><b> an inter-ministerial steering committee <\/b><span style=\"font-weight: 400;\">at the national level.<\/span><\/li>\n<\/ul>\n<p><b>Key Features<\/b><\/p>\n<ul>\n<li><b>Coverage:<\/b><span style=\"font-weight: 400;\"> Road accident victims receive <\/span><b>cashless treatment up to Rs. <\/b><b>1.5 lakh per victim<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><b>Duration:<\/b><span style=\"font-weight: 400;\"> Coverage is provided for <\/span><b>up to seven days from the date of accident<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><b>Applicability:<\/b><span style=\"font-weight: 400;\"> The scheme applies to <\/span><b>accidents involving motor vehicles on any category of road<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span>\n<ul>\n<li><b>Focused on golden hour: <\/b><span style=\"font-weight: 400;\">It focuses on <\/span><b>timely treatment during the \u201cgolden hour,\u201d<\/b><span style=\"font-weight: 400;\"> when early medical care can prevent many road accident deaths.<\/span><\/li>\n<\/ul>\n<\/li>\n<li><b>Emergency Care:<\/b><span style=\"font-weight: 400;\"> Stabilisation treatment is available for <\/span><b>24 hours in non-life-threatening cases and 48 hours in life-threatening cases<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><b>Digital Integration:<\/b><span style=\"font-weight: 400;\"> The system integrates <\/span><b>eDAR (Electronic Detailed Accident Report) accident reporting with TMS 2.0 (Transaction Management System) hospital treatment and claims records<\/b><span style=\"font-weight: 400;\">, creating an end-to-end digital trail.<\/span><\/li>\n<li><b>Funding:<\/b><span style=\"font-weight: 400;\"> Payments to hospitals are made through the <\/span><b>Motor Vehicle Accident Fund<\/b><span style=\"font-weight: 400;\">, financed by <\/span><b>general insurance contributions and government budgetary support for uninsured or hit-and-run cases<\/b><span style=\"font-weight: 400;\">.<\/span><\/li>\n<li><b>Grievance Redressal:<\/b><span style=\"font-weight: 400;\"> A <\/span><b>multi-tier grievance mechanism<\/b><span style=\"font-weight: 400;\"> operates through district committees, escalation to the District Collector and State Road Safety Council, and national-level oversight.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>News: The Union Government launched the PM-RAHAT scheme to provide cashless hospital treatment up to Rs.1.5 lakh for road accident victims. About the PM RAHAT Scheme PM-RAHAT is a national cashless emergency treatment scheme that provides hospitalisation coverage up to Rs. 1.5 lakh for road accident victims. Launched by: The scheme was launched by the&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/pm-rahat-scheme-2\/\">Continue reading <span class=\"screen-reader-text\">PM-RAHAT Scheme<\/span><\/a><\/p>\n","protected":false},"author":10367,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,1760,956,12039],"tags":[11872],"class_list":["post-358051","post","type-post","status-publish","format-standard","hentry","category-daily-factly-articles","category-polity-and-nation","category-schemes-and-programs","category-knolls","tag-9pm-daily-factly","entry"],"jetpack_featured_media_url":"","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/358051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10367"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=358051"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/358051\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=358051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=358051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=358051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}