{"id":359172,"date":"2026-03-28T15:39:41","date_gmt":"2026-03-28T10:09:41","guid":{"rendered":"https:\/\/forumias.com\/blog\/?p=359172"},"modified":"2026-03-28T15:40:00","modified_gmt":"2026-03-28T10:10:00","slug":"gruh-sugam-portal","status":"publish","type":"post","link":"https:\/\/forumias.com\/blog\/gruh-sugam-portal\/","title":{"rendered":"Gruh Sugam Portal\u00a0"},"content":{"rendered":"<div class=\"container\">\n<div id=\"accessories\">\n<div class=\"pull-right\">\n<div class=\"print-icons\" style=\"text-align: justify;\"><strong>News:<\/strong> The National Housing Bank (NHB) has launched the Gruh Sugam Portal to revolutionize housing finance accessibility.<\/div>\n<h2 class=\"print-icons\" style=\"text-align: justify;\">About Gruh Sugam Portal<\/h2>\n<figure id=\"attachment_359256\" aria-describedby=\"caption-attachment-359256\" style=\"width: 290px\" class=\"wp-caption aligncenter\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"wp-image-359256\" src=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/Source-PIB-5.jpg?resize=290%2C363&#038;ssl=1\" alt=\"Gruh Sugam Portal\" width=\"290\" height=\"363\" srcset=\"https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/Source-PIB-5.jpg?resize=240%2C300&amp;ssl=1 240w, https:\/\/i0.wp.com\/forumias.com\/blog\/wp-content\/uploads\/2026\/03\/Source-PIB-5.jpg?w=618&amp;ssl=1 618w\" sizes=\"auto, (max-width: 290px) 100vw, 290px\" \/><figcaption id=\"caption-attachment-359256\" class=\"wp-caption-text\">Source &#8211; PIB<\/figcaption><\/figure>\n<\/div>\n<\/div>\n<div class=\"innner-page-main-about-us-content-right-part\" style=\"text-align: justify;\"><\/div>\n<ul style=\"text-align: justify;\">\n<li>It is a<strong> digital initiative<\/strong> to streamline the<strong> home loan process <\/strong>for<strong> Defence \/ Government personnel.\u00a0<\/strong><\/li>\n<li><strong>Launched by:<\/strong> National Housing Bank (NHB)<\/li>\n<li data-section-id=\"zfw645\" data-start=\"433\" data-end=\"545\">It <strong>promotes digital lending adoption <\/strong>and <strong>strengthens financial inclusion<\/strong> by improving access to housing loans.<\/li>\n<li><strong>Features of the portal:<\/strong>\n<ul>\n<li><strong>Who can apply: Defence Personnel, Members of Paramilitary Forces, Government Employees (State and Central) can apply<\/strong> for housing loans <strong>digitally through their respective administrative units.<\/strong><\/li>\n<li>It gives access to <strong>Unified Digital Marketplace<\/strong>\u00a0that improves transparency and helps applicants discover the most suitable loan offers.<\/li>\n<li>It provides <strong>seamless digital integration between NHB and lending institutions<\/strong> to ensure smoother operations.<\/li>\n<li data-section-id=\"n566c6\" data-start=\"1044\" data-end=\"1121\">It improve<strong>s loan processing efficiency<\/strong> through <strong>a structured digital system.<\/strong><\/li>\n<li data-section-id=\"1ct0tmg\" data-start=\"1123\" data-end=\"1201\">It includes a<strong> grievance redressal mechanism<\/strong> and<strong> consumer protection support. <\/strong>It offers an<strong> online chat facility <\/strong>for quick resolution of queries.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<table style=\"width: 100%; border-collapse: collapse; border-style: solid;\">\n<tbody>\n<tr>\n<td style=\"width: 100%;\">\n<h2 style=\"text-align: justify;\">About National Housing Bank (NHB)<\/h2>\n<ul>\n<li style=\"text-align: justify;\">It is the <strong>apex agency <\/strong>to promote<strong> cost effective housing finance system<\/strong> in India.<\/li>\n<li style=\"text-align: justify;\"><strong>Set up:<\/strong> It was set up by an Act of Parliament in <strong>1987.<\/strong><\/li>\n<li><strong>Nodal Ministry:<\/strong> It\u00a0operates under the\u00a0<strong class=\"Yjhzub\" data-sfc-root=\"c\" data-sfc-cb=\"\" data-processed=\"true\">Ministry of Finance<\/strong>.<\/li>\n<li style=\"text-align: justify;\"><strong>Objective: <\/strong>To promote <strong>a sound, healthy, viable and cost effective housing finance system<\/strong> to cater to all segments of the population and to integrate the housing finance system with the overall financial system.<\/li>\n<li style=\"text-align: justify;\"><strong>Head office:<\/strong> Its head office is at <strong>New Delhi.<\/strong><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"section1\">\n<div id=\"second_t\">\n<div id=\"sndr_rm\">\n<div class=\"sticky-social\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>News: The National Housing Bank (NHB) has launched the Gruh Sugam Portal to revolutionize housing finance accessibility. About Gruh Sugam Portal It is a digital initiative to streamline the home loan process for Defence \/ Government personnel.\u00a0 Launched by: National Housing Bank (NHB) It promotes digital lending adoption and strengthens financial inclusion by improving access&hellip; <a class=\"more-link\" href=\"https:\/\/forumias.com\/blog\/gruh-sugam-portal\/\">Continue reading <span class=\"screen-reader-text\">Gruh Sugam Portal\u00a0<\/span><\/a><\/p>\n","protected":false},"author":10366,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"categories":[1566,3127,12039],"tags":[11872,3590],"class_list":["post-359172","post","type-post","status-publish","format-standard","hentry","category-daily-factly-articles","category-economy","category-knolls","tag-9pm-daily-factly","tag-pib","entry"],"jetpack_featured_media_url":"","views":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/359172","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/users\/10366"}],"replies":[{"embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/comments?post=359172"}],"version-history":[{"count":0,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/posts\/359172\/revisions"}],"wp:attachment":[{"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/media?parent=359172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/categories?post=359172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forumias.com\/blog\/wp-json\/wp\/v2\/tags?post=359172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}