4. Bailing out public-sector banks from the NPA crisis will either increase the fiscal deficit or lead to cuts in welfare and capital expenditures. Elucidate and also highlight the banking reforms proposed under ‘Mission Indradhanush’.

4. Bailing out public-sector banks from the NPA crisis will either increase the fiscal deficit or lead to cuts in welfare and capital expenditures. Elucidate and also highlight the banking reforms proposed under ‘Mission Indradhanush’.