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OBC Non Creamy Layer related queries while filling UPSC Prelims 2025 DAF

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If my father filed ITR of three consecutive financial year of ₹790000 (approx) respectively.

And my mother has a fixed deposit (FD) of ₹ 5 lakh, if she get 50000 interest in 2 years. 

Whether I fall under OBC NCL or CL?

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What is the Criteria for the OBC NCL (businessman)?

1. Total sum of income (father+mother) 3 consecutive financial year (2022, 23, 24) dividend by 3 to get an average income.

Or,

2. Any of the financial year, my parents income is less than 8 lakhs then I come under OBC NCL (means, in 2021-22 income was 9 lakhs, in 2023 income was 7 lakhs & in 2024 income 8.5 lakh)

Please clarify regarding this.

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