https://www.sapling.com/6637532/nonfinancial-debt Clearly given examples of non-financial debt. Answer is 1,2,3 as per this article.
https://indiankanoon.org/doc/66020071/ "Constitutional provisions are required to be understood and interpreted with an object oriented approach. A Constitution must not be construed in a narrow and pedantic sense. The words used may be general in terms but, their full import and true meaning, has to be appreciated considering the true context in which the same are used and the purpose which they seek to achieve."
For the "Minister question", "a person who is eligible to vote" (>18yrs) can be a Minister (>25yrs) is to be considered wrong as the SC clearly says that Constitutional provisions must not be construed in a narrow and pedantic sense. So suppose a 20 year old is appointed as a Minister and after 6 months he is disqualified. But he is again recommended by CM as a Minister and this process continues for next 5 years. Is this logical? This will be a gross violation and misuse of democratic institutions. This is what SC implied in the above judgement. The question asked by UPSC was application based and not just plain reading of the constitution. At the very first instance SC will reject the appointment of a 20 year old as Minister, citing the above judgement.
