In msme one upsc has taken second statment to be correct whereas it's written in circular not all msmes, but bank loans to msme "under certain conditions" will qualify as priority sector
https://pib.gov.in/PressReleaseIframePage.aspx?PRID=1909926#:~:text=Priority%20Sector%20Lending%20Guidelines%3A%20In,classification%20under%20priority%20sector%20lending.
