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Doubt Clearance Thread: UPSC 2021

Can anyone tell what is the minimum limit for opening small finance banks? Pt 365 says 100cr although on Google I found it to be 200 cr
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@Steph_Curry high leverage ratio means that banks ability to lend decreases hence borrowers are at  loss.

It is a prudential measure mainly to help the banks to avoid shocks in terms of liquidity.(as far as my understanding).

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Can anyone post notes of ancient history timeline of ncert which was posted here some days ago?
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@TheSherlock thanks :)

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