Leaving job and preparing for upsc cse is biggest mistake one can commit today. Finding needle in the stack of needles is easier than decoding this exam. I have seen so many people having best minds destroying their life and career in the hope of cracking this randomness, attempt after attempt, year after year, after which nothing is much left to do. What one starts as a journey to become asset in the society ends up becoming liability on it. Coaching institution look at this randomness as an opportunity to earn dividend by providing tons and tons of pdf files, videos and classes. Giving this exam only as an unemployed has extremely low probability of converting your tag. Keep back up plan ready with you to move on quickly after giving some time to it. This exam has destroyed more life than made. Somewhere this opaqueness and randomness is bane to the country.
All are non financial
Invoked Packing credit, letter of credit, Bank Guarantee etc are non financial debt on households. Housing loan is financial debt and has Emi even when moratorium is there , there is a compulsory interest serving criteria. Credit card too has grace period of 50 days and then outstanding amount has to be paid. Treasury bill is not any debt. It is debt on government.
@KratosOfPUBG Overthinking and too much research leads to unnecessary worry trap in upsc. Your ans is 100% correct.
@Tyler Durden This exam has destroyed lot of careers and life than it has made, in hope of cracking it in next attempt or preparing it full time. If you have age, establish yourself first professionally and then take calculated risk so that you can comfortably fall back amd return to workforce. After two years of serious preparation full time you only need CA to study. I see people deliberately sitting unemployed after graduation just to crack this. After some failures it brings confidence breakdown, you hit the glass ceiling of preparation, become anxious and just think of getting any job. There is also a fantasy associated with people of cracking it in first attempt, I read a comment of user yesterday who cried continuously during break not because exam went bad but that user wanted to give mains in first attempt and won't be able to. Thinking about clearing it in one go is good but too much romanticism with it breaks you down. I blame youtube channels promoting this nonsense. Besides lot of people now only give exam to get highlight after cracking it, the standards of popularity set but Dina Tabi amd likewise people on social media has brainwashed people. Very few people give this exam to make a good career primarily, most of them are in blind race.
