Author: RaviSingh
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How to & why should one read Pratiyogita Darpan?
Pratiyogita Darpan is a monthly current affairs magazine for Civil Services and other competitive examinations. It is freely available over the Internet, and can be downloaded as pdf file. Why should I read Pratiyogita Darpan? Because it is a good magazine, in the first place. Secondly, most aspirants make newspaper notes between Prelim and Mains…
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[Result] Civil Services Examination 2013 Final List of Selected Candidates
CIVIL SERVICES (MAIN) EXAMINATION,2013 S.NO. ROLL NO NAME _________________________________________________________________________ – 3 – 1 249085 GAURAV AGRAWAL 2 016290 MUNISH SHARMA 3 100841 RACHIT RAJ 4 565614 AKSHAY TRIPATHI 5 026831 BHARTI DIXIT 6 200409 SAKSHI SAWHNEY 7 007844 CHANCHAL RANA 8 002320 JOHNY TOM VARGHESE 9 355620 DIVYANSHU JHA 10 003713 MEDHA ROOPAM 11 386958…
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Cheque Truncation System (CTS) Explained
What is Cheque Truncation (CTS) ? Cheque Truncation System (CTS) is used by the banks to stop the movement of a physical cheque from the bank where it is presented to the bank which had issued it. Under this system, an electronic image of the cheque is transmitted to the drawee branch along with the necessary…
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What are Non-Performing Assets? – Clear your Concepts in 2 Minutes
NPAs have been in news for sometime now, with concern expressed by the RBI, Finance Minister as well as rating agencies. What are Non Performing Assets? Non Performing Assets (NPAs) are the debts for which the bank has not received any interest or principal repayment for an extended period of time. Since no income accrues…
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Generic Drug, TRIPS India-USA
In the last few months, there have been regular reporting by The Hindu on the Issue of Indian Pharmaceutical Industry- one of the leading Indian industry sectors being subjected to several regulations by the US. This possess the potential to affect negatively the growing Indian Pharma sector in long term. And if that happens the…
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Portfolio Investment to Attract Inflow of Foreign Currency
Definition of ‘Portfolio Investment’ A portfolio investment is a passive investment in securities, which entails no active management or control of the securities by the investor. A portfolio investment is an investment made by an investor who is not particularly interested in involvement in the management of a company. The purpose of the investment is…
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FCNR : Protecting funds from fluctuating exchange rate
What are FCNR Fixed Deposits? FCNR Fixed Deposits are an excellent investment option for NRIs looking to retain their money in foreign currency and earn good returns on foreign currency earnings. FCNR deposits stands for Foreign Currency Non-Repatriable account deposits. This is a Term Fixed Deposit Foreign Currency account and not a savings account. Deposits…
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Debenture Explained (and why they are in news)
Definition of ‘Debenture’ A type of debt instrument that is not secured by physical assets or collateral. Debentures are backed only by the general creditworthiness and reputation of the issuer. Both corporations and governments frequently issue this type of bond in order to secure capital. Like other types of bonds, debentures are documented…
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Spend it or Save it?
Depends on who you are asking. Recently , I read a comment on ForumIas that got me thinking. The comment was regarding the rich spending money and the poor being unable to do the same. I hear this often . People complain about the amount of money being spent by the rich . For a…
