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Doubt Clearance Thread: UPSC 2021

"When in doubt, observe and ask questions. When certain, observe at length and ask many more questions."

Created this thread as a one stop solution for all members so that all the doubts wherein any conceptual clarification is required can be solved here. 

jack_Sparrow,curious_kidand122 otherslike this
1.4m views

4.2k comments

@EUROPOL thanks bro😌


EUROPOL,
4.3k views
@Joel_miller any telegram group where  I can practice questions?


4.4k views

Which is largest fresh water lake in india


Wular or pulicat or kolleru ??

Please confirm with source 

4.3k views

batman010827054said

Which is largest fresh water lake in india


Wular or pulicat or kolleru ??

Please confirm with source 

Wular - NCERT

chilika, pulicat and kolleru are brackish. They are on the coast

4.3k views
@ramendra  thanks

But according to the the hindu article

https://www.google.com/amp/s/www.thehindu.com/news/national/andhra-pradesh/atapaka-bird-sanctuary-opens-for-tourists/article33475849.ece/amp/


Kolleru is largest fresh water lake and also acc to Wikipedia kolleru is fresh water lake , although not mentioned as largest 

4.2k views
@batman010827054 https://iasmania.com/major-lakes-in-india/


3.8k views

batman010827054said

Which is largest fresh water lake in india


Wular or pulicat or kolleru ??

Please confirm with source 

Wular

3.8k views
@batman010827054 when in doubt, NCERT trumps all.

There is also wrong fact in NCERT about which is largest island in Lakshadweep. Wiki says Andrott while NCERT says Minicoy (if i remember correctly).

"In NCERT we trust"
- God


Aurora,Villanelleand1 otherslike this
4.1k views
@Joel_miller thank you 


Joel_miller,
3.9k views
Ground water: CGWB (board) & CGWA (authority)...what's the difference or similarities? Taking clue from 2020 prelims question...
3.4k views

can mains test series of various institutes solely  be used for gs 2,3 mains part preparation?

ie.making notes from their solutions?

plz guide

3.7k views

Laxmikanth (Parliament Chapter)


Financial Bills (II)- The only special feature of this bill is that it cannot be passed by either House of Parliament unless the President has recommended to that House the consideration of the bill. Hence, financial bills (II) can be introduced in either House and recommendation of the President is not necessary for its introduction.


Can anyone please explain what does these lines trying to say and how 2nd statement is the conclusion of the 1st statement?

3.6k views
@Breaker_Morant Next few lines: In other words, the recommendation of the President is not required at the introduction stage but is required at the consideration stage.

Consider it as an ordinary bill, same procedure for passing it with provisions like joint seating, president returning bill for reconsideration of parliament etc.

At consideration stage, President's recommendation is must (but not at introduction stage).


Breaker_Morant,
3.1k views
Deleted

Breaker_Morantsaid

Laxmikanth (Parliament Chapter)


Financial Bills (II)- The only special feature of this bill is that it cannot be passed by either House of Parliament unless the President has recommended to that House the consideration of the bill. Hence, financial bills (II) can be introduced in either House and recommendation of the President is not necessary for its introduction.


Can anyone please explain what does these lines trying to say and how 2nd statement is the conclusion of the 1st statement?

recommendation of president is not required at the introduction stage but is required at the consideration stage

Breaker_Morant,
3.5k views
@batman010827054 wular as per Vision IAS CA notes


2.8k views

Can MFIs (Micro Finance Institutions) take deposits?

Rau's IAS Prelims Compass 2021: As per RBI guidelines, They can't, they are non-deposit taking NBFCs (Non-Banking Financial Companies) 

Vision PT 365: Functions include a collection of thrift

Please enlighten me with your knowledge and views.

Edited later:I found this from RBI's website: NBFC-MFI is defined as a non-deposit taking NBFC (other than a company licensed under Section 25 of the Indian Companies Act, 1956)

2.9k views
@EUROPOL MFIs encompass all entities involved in providing microloans (below ₹1 lakh). These can include SFBs, NBFC-MFI etc. 
Thus, a NBFC-MFI cannot accept deposits while a SFB can. 


2.6k views
@necromancer ok... so, you are saying that under the umbrella term of MFIs, SFBs & NBFC-MFIs both will come. But, newspapers clearly talk about them separately like in yesterday's paper there was an article about SFBs giving money to MFIs.


2.8k views
@EUROPOL not all SFBs are MFIs. Microfinance is a concept, entities providing microfinance in India are a wide bunch. These include SFBs, NBFC-MFIs, banks, Cooperatives. Thus, SFBs can provide capital to MFIs too.


EUROPOL,Narendra_bhu
4.1k views
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