Govt considering hike in pension age limit under Atal Pension Yojana

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  1. The Pension Fund Regulatory and Development Authority (PFRDA) has submitted a proposal to increase the limit of pension and age under Atal Pension Yojana (APY).
  2. Launched in 2015, Atal Pension Yojana is a government-backed pension scheme administered by the Pension Fund Regulatory and Development Authority (PFRDA). The scheme falls under the Ministry of Finance.
  3. Under the scheme, a guaranteed minimum monthly pension of ₹1,000/ ₹2,000/ ₹3,000/ ₹4,000/ ₹5,000 is provided at the age of 60 years depending on the contributions by subscribers.
  4. The scheme is available to all bank account holders who are not members of any statutory social security scheme and are not income tax payers. The minimum age of joining APY is 18 years and maximum age is 40 years.
  5. The Central Government also co-contributes 50% of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower.
  6. Under the scheme, the spouse gets a monthly pension after the death of the subscriber. Further, the nominee gets the corpus amount of up to ₹8.5 lakh in the event of the death of the subscriber and the spouse.

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