Source: The post “New Mutual FUnds Regulations on Total Expense Ratio (TER) and Brokerage Costs” has been created, based on “New Mutual FUnds Regulations on Total Expense Ratio (TER) and Brokerage Costs” published in “The Hindu Businessline” on 6 November 2025. New Mutual FUnds Regulations on Total Expense Ratio (TER) and Brokerage Costs. UPSC Syllabus:… Continue reading New Mutual FUnds Regulations on Total Expense Ratio (TER) and Brokerage Costs
Tag: Indian Economy
India’s IT dream is at a crossroads
UPSC Syllabus Topic: GS Paper 3 – Indian economy. Introduction India’s IT sector still drives growth and aspiration, but the model is changing fast. Layoffs, AI-led automation, visa costs, and tight client budgets are reshaping work. The sector must shift from scale to skill, and from services to solutions. Clear policy support, large-scale upskilling, and… Continue reading India’s IT dream is at a crossroads
AI and Jobs vs Work: The Economic Dimension
Source: The post “AI and Jobs vs Work: The Economic Dimension” has been created, based on “AI and Jobs vs Work: The Economic Dimension” published in “The Hindu Businessline” on 4 November 2025. AI and Jobs vs Work: The Economic Dimension. UPSC Syllabus: GS Paper -2- Economy Introduction: The rapid expansion of Artificial Intelligence (AI)… Continue reading AI and Jobs vs Work: The Economic Dimension
Banking Law Amendment Streamlines Succession
Source: The post “Banking Law Amendment Streamlines Succession” has been created, based on “Banking Law Amendment Streamlines Succession” published in “The Hindu Businessline” on 4 November 2025. Banking Law Amendment Streamlines Succession. UPSC Syllabus: GS Paper -2- Economy Introduction: The Banking Laws (Amendment) Act, 2025 has brought a major reform in India’s banking and succession… Continue reading Banking Law Amendment Streamlines Succession
Debt Sustainability of States
Source: The post “Debt Sustainability of States” has been created, based on “Debt Sustainability of States – A Complex Issue” published in “The Hindu” on 31 October 2025. Debt Sustainability of States. UPSC Syllabus: GS Paper -3-Indian Economy Context: Debt sustainability of Indian States refers to their capacity to service debt without compromising developmental expenditure… Continue reading Debt Sustainability of States
Merging PSU Banks
UPSC Syllabus Topic: GS Paper 3 –Indian economy Introduction India’s PSB policy currently prioritises organic growth, governance, and technology with no immediate mergers. Earlier consolidation reduced PSBs from 27 to 12, aligning with Narasimham Committee-II (1998), which envisaged fewer, larger, stronger banks under a three-tier structure. The next phase should build capacity for well-structured, large-ticket… Continue reading Merging PSU Banks
Internationalising the Indian Rupee and India–Nepal Economic Ties
Source: The post “Internationalising the Indian Rupee and India–Nepal Economic Ties” has been created, based on “Winding up the clock of India-Nepal economic ties” published in “The Hindu” on 27 October 2025. Internationalising the Indian Rupee and India–Nepal Economic Ties. UPSC Syllabus: GS Paper -3-Indian Economy and issues relating to Planning, Mobilization of Resources, Growth,… Continue reading Internationalising the Indian Rupee and India–Nepal Economic Ties
Status of metals and the metallurgy sector in India
Source: The post “Status of metals and the metallurgy sector in India” has been created, based on “Forging India’s metals security” published in “Business Line” on 25 October 2025. Status of metals and the metallurgy sector in India. UPSC Syllabus: GS Paper -3- Indian Economy and issues relating to Planning, Mobilisation of Resources, Growth, Development… Continue reading Status of metals and the metallurgy sector in India
PF Reforms Enable Social Security
India must build pensions that are adequate, sustainable, and accessible without burdening the budget. Recent EPFO changes move from control to trust and can support lifetime, Aadhaar-linked Citizen Social Security Accounts (CSSA). India’s pension system currently holds a D grade (43.8/100) in the 2025 Global Pension Index, showing weak adequacy, low sustainability, and narrow coverage.… Continue reading PF Reforms Enable Social Security
CBDCs Vs Stablecoins
Source: The post “CBDCs Vs Stablecoins” has been created, based on “RBI Governor Malhotra urges other central banks to promote CBDCs over stablecoins” published in “Indian Express” on 22 October 2025. CBDCs Vs Stablecoins. UPSC Syllabus: GS Paper -3-Indian Economy and issues relating to Planning, Mobilisation of Resources, Growth, Development and Employment. Context: The Reserve… Continue reading CBDCs Vs Stablecoins
