Q. With reference to Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), consider the following statements:
1. It is the world’s largest publicly funded health assurance scheme.
2. All senior citizens aged 70 and above are eligible for the insurance coverage under the scheme regardless of their income level.
3. Senior citizens aged 70 and above who have private health insurance are also eligible for benefits under the AB PM-JAY.
4. The scheme limits benefits to a maximum of four family members per household.
How many of the statements given above are correct?
Red Book
Red Book

[A] Only one

[B] Only two

[C] Only three

[D] All four

Answer: C
Notes:

Explanation –

Statements 1, 2 and 3 are correct. AB PM-JAY is the world’s largest publicly funded health assurance scheme, providing health coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization. The Union Cabinet has approved health coverage for all senior citizens aged 70 and above, irrespective of their income, under the AB PM-JAY. Senior citizens aged 70 and above who have private health insurance are eligible to avail benefits under the AB PM-JAY.

Statement 4 is incorrect. The AB PM-JAY does not impose a cap on family size or age of members, meaning all members of an eligible family can avail the benefits without any such limitation.

Source: The Hindu


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