Niveshak Didi – Phase II |ForumIAS

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News: Recently, the Investor Education and Protection Fund Authority (IEPFA) has successfully inaugurated Phase II of Niveshak Didi.

About Niveshak Didi – Phase II

It is flagship financial literacy initiative by Ministry of Corporate Affairs
Launched by: Investor Education and Protection Fund Authority (IEPFA), under the Ministry of Corporate Affairs.
Launched in: The Phase-I was launched in 2023, currently entering Phase 2 in April 2025.
Aim: To deepen financial awareness among rural communities across India.
Objectives of Phase II:
- To enhance financial awareness and encourage responsible money management practices among rural women by adopting community-driven models.
- To foster inclusive banking, strengthen digital literacy, and prevent financial frauds through the involvement of local women influencers.
The initiative is designed as a program led by women for women to create relatable and impactful learning experiences.
Key Features of Phase II
- It introduces interactive and participatory training modules to make learning more engaging.
- It partners with grassroots organisations to maximize impact and ensure community involvement.
- The program emphasizes the importance of savings, safe investment practices, and fraud prevention.
- It also focuses on enabling women and rural citizens to use digital financial services confidently.

The Investor Education and Protection Fund Authority (IEPFA) was established by the Government of India under the Ministry of Corporate Affairs.
Mandate: To promote investor education, financial awareness, and investor protection.
It organizes nationwide programs and outreach activities to empower citizens with financial knowledge.
It also works to safeguard citizens against fraudulent practices and to build a more financially resilient society.