PM Dhan Dhanya Krishi Yojana

News: Recently, the Union Government has introduced the PM Dhan Dhanya Krishi Yojana which aims at enhancing agricultural productivity.

About the Scheme

• The PM Dhan Dhanya Krishi Yojana was launched under Union Budget 2025 by Finance Minister Nirmala Sitharaman to improve agricultural conditions in 100 low-productivity districts across India.
• The scheme aims to enhance rural prosperity by implementing specialized interventions and integrating existing agricultural schemes.
• It focuses on boosting farm productivity, increasing credit access, and modernizing farming practices.
• The program is expected to benefit 1.7 crore farmers across the identified districts.
• The scheme draws inspiration from the Aspirational Districts Program, which has successfully improved socio-economic indicators in backward regions.

Key Features of the Scheme

• The scheme aims to bring together multiple existing agricultural schemes under one umbrella for better efficiency and impact.
• It will introduce specialized interventions that cater to the unique challenges faced by each of the 100 identified districts.
• The government will leverage technology-driven solutions to help farmers adopt modern and sustainable agricultural practices.
• The scheme specifically targets districts with moderate crop intensity, low productivity, and limited access to institutional credit.
• It aims to encourage financial inclusion by strengthening farmer access to government-backed financial programs and microfinance institutions.
• By promoting formal credit channels, the scheme seeks to reduce farmers’ reliance on informal moneylenders and prevent rural indebtedness.