Consider the following statements about the Pradhan Mantri Fasal Bima Yojana (PMFBY): 1. It provides crop insurance to cover localized damage from wild animal attacks. 2. The Post-harvest losses due to localized calamities are also covered under the scheme. Which of the statements given above is/are correct? |ForumIAS

Q. Consider the following statements about the Pradhan Mantri Fasal Bima Yojana (PMFBY):
1.It provides crop insurance to cover localized damage from wild animal attacks.
2.The Post-harvest losses due to localized calamities are also covered under the scheme.
Which of the statements given above is/are correct?

[A] 1 only

[B] 2 only

[C] Both 1 and 2

[D] Neither 1 nor 2

Answer: C

Notes:

Explanation: Both are correct

Statement 1 is correct: The Ministry of Agriculture and Farmers Welfare announced revised PMFBY cover for wild animal attacks and paddy inundation from Kharif 2026.

Statement 2 is correct: Add-On Covers: In addition to this basic cover, the scheme allows “add-on covers”, which are extra, optional protections that states can choose to offer for specific risks.

Earlier four main add-on covers under PMFBY are:

Prevented sowing/planting risk
Mid-season adversity cover
Post-harvest loss cover
Localized calamities cover (hailstorm, landslide, inundation, etc.)

Source: TH

Post-Mains Strategy Session by Mr. Ayush Sinha | ForumIAS