Q. In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to payment for loss of funds?
1.Cost of restoration of the computer system in case of malware disrupting access
2.Cost of purchasing a new computer if it is physically damaged by a miscreant
3.Cost of hiring a specialised consultant in case of cyber extortion
4.Cost of legal defence if a third party files a suit
Select the correct answer using the code below:
Answer: B
Notes:
Explanation:
- 1 is correct: Cyber insurance generally covers restoration costs after malware attacks.
- 2 is incorrect: Physical damage/replacement of a computer is usually not covered under cyber insurance.
- 3 is correct: Policies often cover expert consultation costs in cyber extortion cases.
- 4 is correct: Legal defence costs arising from third-party claims are generally covered.
Source- TH
