Q. Under which of the following “banks can borrow overnight upto 1 per cent of their net demand and time liabilities (NDTL) from the RBI, at the interest rate 1 per cent (100 basis points) higher than the current repo rate”?

[A] Bank Rate

[B] Market Sterilization Scheme

[C] Marginal Standing Facility

[D] Open Market Operations

Answer: C
Notes:

Explanation: MSF is a new scheme announced by the RBI in its Monetary Policy, 2011–12 which came into effect from May, 2011.

Under this scheme, banks can borrow overnight upto 1 per cent of their net demand and time liabilities (NDTL) from the RBI, at the interest rate 1 per cent (100 basis points) higher than the current repo rate.

Source: Ramesh Singh

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