Which of the following is/are considered as small savings instruments? 1.Postal Deposits2. Social Security Schemes3.Investment in government bondsSelect the correct answer using the codes given below; |ForumIAS

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[A] 1 only

[B] 2 and 3 only

[C] 1 and 2 only

[D] 1, 2 and 3

Answer: C

Notes:

Small savings instruments can be classified under three heads:

Postal Deposits (comprising savings account, recurring deposits, time deposits of varying maturities and monthly income scheme).

Savings Certificates: National Small Savings Certificate (NSC) and Kisan Vikas Patra (KVP).

Social Security Schemes: Sukanya Samriddhi Scheme, Public Provident Fund (PPF) and Senior Citizens‘ Savings Scheme (SCSS).