Q. Which of the following items is/are part of cost borne by the banks?
1. Deposit costs
2. Provisioning for NPA’s
3. Return on Assets
4. Regulatory cost of cash reserve
5. Statutory liquidity ratio balances
Select the correct answer using the codes given below:

[A] 1,2,3 and 4

[B] 2,3,4 and 5

[C] 1,3,4 and 5

[D] 1,2,3,4 and 5

Answer: D
Notes:

All are parts of cost borne by the banks.  

All these are factored before deciding interest rate levied by the banks. 

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