With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme, consider the following statements: 1. It aims to offer health insurance to unorganized sector workers. 2. The spouse can continue the scheme by paying regular contributions if the subscriber of the scheme dies before attaining the age of 60 years. 3. Under the scheme, family pension is applicable only to the spouse. Which of the statements given above are correct? |ForumIAS

Q. With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme, consider the following statements:
1.It aims to offer health insurance to unorganized sector workers.
2.The spouse can continue the scheme by paying regular contributions if the subscriber of the scheme dies before attaining the age of 60 years.
3.Under the scheme, family pension is applicable only to the spouse.
Which of the statements given above are correct?

[A] 1 and 2 only

[B] 2 and 3 only

[C] 1 and 3 only

[D] 1, 2 and 3

Answer: B

Notes:

Explanation –

Statement 1 is incorrect. The PM-SYM scheme is a pension scheme designed to provide old age protection and social security to unorganized sector workers.

Statements 2 and 3 are correct. If a beneficiary dies before reaching the age of 60, the spouse can continue the scheme by making regular contributions or choose to exit the scheme and receive the beneficiary’s contribution with interest. The family pension under the PM-SYM scheme is applicable only to the spouse, who will receive 50% of the pension received by the beneficiary.

Source: AIR

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