India must build pensions that are adequate, sustainable, and accessible without burdening the budget. Recent EPFO changes move from control to trust and can support lifetime, Aadhaar-linked Citizen Social Security Accounts (CSSA). India’s pension system currently holds a D grade (43.8/100) in the 2025 Global Pension Index, showing weak adequacy, low sustainability, and narrow coverage.… Continue reading PF Reforms Enable Social Security
Tag: gs paper 3
The tailwinds from lower global oil prices
UPSC Syllabus Topic: GS Paper 3 –Infrastructure ( Energy). Introduction Lower global oil prices are shifting power across the energy system. Competition between OPEC+ and other producers, along with cautious consumer behaviour, is nudging the market toward surplus. For India, this phase supports lower costs, easier inflation, and more fiscal space, but the benefits are… Continue reading The tailwinds from lower global oil prices
CBDCs Vs Stablecoins
Source: The post “CBDCs Vs Stablecoins” has been created, based on “RBI Governor Malhotra urges other central banks to promote CBDCs over stablecoins” published in “Indian Express” on 22 October 2025. CBDCs Vs Stablecoins. UPSC Syllabus: GS Paper -3-Indian Economy and issues relating to Planning, Mobilisation of Resources, Growth, Development and Employment. Context: The Reserve… Continue reading CBDCs Vs Stablecoins
Ensure safeguards for India’s carbon market
UPSC Syllabus Topic: GS Paper 3 –Environment . Introduction Growth-led development has strained planetary boundaries, but degrowth is neither fair nor feasible for countries still facing poverty and hunger. A better path is to decouple growth from environmental harm by scaling cleaner technologies, renewable energy, and sustainable farming. India’s expansion of solar power and micro-irrigation… Continue reading Ensure safeguards for India’s carbon market
Restoring Fiscal space for the States
Source: The post “Restoring Fiscal space for the States” has been created, based on “Restoring Fiscal space for the States” published in “The Hindu” on 17 October 2025. Restoring Fiscal space for the States. UPSC Syllabus: GS Paper -3-Indian Economy and issues relating to Planning, Mobilisation of Resources Introduction: The Goods and Services Tax (GST)… Continue reading Restoring Fiscal space for the States
The ‘critical factor’ in India’s clean energy ambitions
Source: The post “The ‘critical factor’ in India’s clean energy ambitions has been created, based on “The ‘critical factor’ in India’s clean energy ambitions” published in “The Hindu” on 16 October 2025. The ‘critical factor’ in India’s clean energy ambitions. UPSC Syllabus: GS Paper 3 – Indian Economy Context: India’s aspiration to become a global… Continue reading The ‘critical factor’ in India’s clean energy ambitions
Wage Trends: A Complex Picture
Source: The post “Wage Trends: A Complex Picture” has been created, based on “Wage Trends: A Complex Picture” published in “Business Line” on 15 October 2025. Wage Trends: A Complex Picture. UPSC Syllabus: GS Paper 3 – Indian Economy Context: Global wage growth continues to lag behind GDP growth, even though recent data indicates that… Continue reading Wage Trends: A Complex Picture
Banks and ECL norms
UPSC Syllabus Topic: GS Paper 3 -Indian economy. Introduction RBI has proposed a shift to a forward-looking Expected Credit Loss (ECL) regime for banks and financial institutions from April 1, 2027. Draft Directions issued on October 7 align asset classification, provisioning, and income recognition with Ind AS 109. The move keeps the 90-day NPA trigger,… Continue reading Banks and ECL norms
A Green Advantage in Tractor Exports
Introduction Lowering GST on tractors to 5% cuts costs, speeds mechanisation, and strengthens the home base for exports. At the same time, rich-country emission rules are tightening fast. India now faces a clear choice: stay only low-cost, or move up to cleaner, higher-value tractors that meet global norms and win premium markets. A Green Advantage… Continue reading A Green Advantage in Tractor Exports
Estimating India’s potential growth rate
Source: The post “Estimating India’s potential growth rate” has been created, based on “Estimating India’s potential growth rate” published in “The Hindu” on 14 October 2025. Estimating India’s potential growth rate. UPSC Syllabus: GS Paper 3 – Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment. Context: The potential growth… Continue reading Estimating India’s potential growth rate
