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10 PM Quiz: April 6, 2019
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- Question 1 of 6
1. Question
1 pointsConsider the following statements with regards to the Marginal Cost of Fund based Lending Rate
- RBI fix the Marginal Cost of Fund based Lending Rate for banks
- MCLR rate varies from bank to bank.
Which of the following statement/s is/are correct?
Correct
The marginal cost of funds-based lending rate (MCLR) refers to the minimum interest rate of a bank below which it cannot lend, except in some cases allowed by the RBI.
It is an internal benchmark or reference rate for the bank. Being an internal benchmark, the MCLR is expected to vary across banks. MCLR actually describes the method by which the minimum interest rate for loans is determined by a bank – on the basis of marginal cost or the additional or incremental cost of arranging one more rupee to the prospective borrower.
Incorrect
The marginal cost of funds-based lending rate (MCLR) refers to the minimum interest rate of a bank below which it cannot lend, except in some cases allowed by the RBI.
It is an internal benchmark or reference rate for the bank. Being an internal benchmark, the MCLR is expected to vary across banks. MCLR actually describes the method by which the minimum interest rate for loans is determined by a bank – on the basis of marginal cost or the additional or incremental cost of arranging one more rupee to the prospective borrower.
- Question 2 of 6
2. Question
1 pointsThe World Health day is celebrated on
Correct
The World Health day is celebrated on 7th April every year. At the first World Health Assembly in 1948, it was decided to observe 7 April of each year, with effect from 1950, as the World Health Day. The World Health Day is held to mark the founding of WHO.
Incorrect
The World Health day is celebrated on 7th April every year. At the first World Health Assembly in 1948, it was decided to observe 7 April of each year, with effect from 1950, as the World Health Day. The World Health Day is held to mark the founding of WHO.
- Question 3 of 6
3. Question
1 pointsZayed Medal recently in news, is the highest civilian award of which country
Correct
The United Arab Emirates (UAE) has awarded Indian Prime Minister Narendra Modi with the Zayed Medal, the highest civilian award granted by its government. PM Modi has received the award in appreciation of his efforts in maintaining strategic ties with UAE.
Incorrect
The United Arab Emirates (UAE) has awarded Indian Prime Minister Narendra Modi with the Zayed Medal, the highest civilian award granted by its government. PM Modi has received the award in appreciation of his efforts in maintaining strategic ties with UAE.
- Question 4 of 6
4. Question
1 pointsConsider the following statement with regards to Systematic Voters Education and Electoral Participation (SVEEP) programmes
- It is designed to educate citizens, electors and voters about the electoral process in order to increase their awareness and participation in the electoral processes.
- It is initiated by civil society organisations in association with Association for democratic reform
Choose the correct option
Correct
SVEEP is a programme of multiple interventions through different modes and media. It is designed to educate citizens, electors and voters about the electoral process in order to increase their awareness and participation in the electoral processes.
It also includes awareness on the new initiatives launched by the Election Commission.
Incorrect
SVEEP is a programme of multiple interventions through different modes and media. It is designed to educate citizens, electors and voters about the electoral process in order to increase their awareness and participation in the electoral processes.
It also includes awareness on the new initiatives launched by the Election Commission.
- Question 5 of 6
5. Question
1 pointsConsider the following statement with reference to finance commission
- The Finance Commission is a constitutional body appointed every three years by president and consists of a chairman and four other members
- 15th finance commission is setup under the chairmanship of vijay kelkar to advise on the basis of Terms of reference (TOR).
- The 15th Finance Commission (FC) will be using data from 2001 census for the devolution of taxes.
Which of the following statement/s is/are correct?
Correct
The Finance Commission is a constitutional body appointed every five years by president and consists of a chairman and four other members.15th finance commission is setup under the chairmanship of NK Singh to advise on the basis of Terms of reference (TOR).
The 15th Finance Commission (FC) will be using data from 2011 census for the devolution of taxes. Few states have expressed concern over the decision as it would result in lower resource allocation.
14th Finance commission had used 1971 Census formula which was given 17% weight i.e. more populous state will get more funds. While, 15th FC will use the 2011 Census data. Since, Southern states have reduced their fertility rate between 1971 to 2011, whereas Northern states could not achieve it. So, southern states fear they will get proportionately less funds, if 2011 Census is used.
Incorrect
The Finance Commission is a constitutional body appointed every five years by president and consists of a chairman and four other members.15th finance commission is setup under the chairmanship of NK Singh to advise on the basis of Terms of reference (TOR).
The 15th Finance Commission (FC) will be using data from 2011 census for the devolution of taxes. Few states have expressed concern over the decision as it would result in lower resource allocation.
14th Finance commission had used 1971 Census formula which was given 17% weight i.e. more populous state will get more funds. While, 15th FC will use the 2011 Census data. Since, Southern states have reduced their fertility rate between 1971 to 2011, whereas Northern states could not achieve it. So, southern states fear they will get proportionately less funds, if 2011 Census is used.
- Question 6 of 6
6. Question
1 pointsWhich of the following is/are moon mission?
- Chandrayaan
- Curiosity
- Apollo 11
- Chang’e-4
Which of the following are correct?
Correct
The Mars Science Laboratory and its rover centrepiece, Curiosity, is the most ambitious Mars mission.
Apollo 11 was the spaceflight that landed the first two people on the Moon. Apollo 17 was the final mission of NASA’s Apollo mission and the last mission in which humans travelled to and walked on the Moon.
Recently, China’s Chang’e-4 lunar rover made the first-ever soft landing on the far side of the moon. The far side of the moon is the hemisphere that never faces Earth, due to the moon’s rotation.
Incorrect
The Mars Science Laboratory and its rover centrepiece, Curiosity, is the most ambitious Mars mission.
Apollo 11 was the spaceflight that landed the first two people on the Moon. Apollo 17 was the final mission of NASA’s Apollo mission and the last mission in which humans travelled to and walked on the Moon.
Recently, China’s Chang’e-4 lunar rover made the first-ever soft landing on the far side of the moon. The far side of the moon is the hemisphere that never faces Earth, due to the moon’s rotation.
