Table of Content What is monetary policy? Types of monetary policy Objectives of monetary policy Monetary Policy Tools Monetary Policy Committee Significance of monetary policy Challenges or limitations of monetary policy Way Forward What is monetary policy? Monetary policy refers to the actions and strategies used by a central bank (RBI) to manage money supply,… Continue reading Monetary Policy – Significance & Challenges – Explained Pointwise
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The idea behind current affairs news analysis editorials is to give aspirants in-depth analysis of news articles from different newspapers bearing relevance to Civil Services GS Preparation.
Why you need 7 PM Current Affairs News Analysis Editorials?
UPSC syllabus is rather indicative than exhaustive and needs a broader learning curve and regular updates. The aspirant needs to have a practical working knowledge of almost everything happening socially, politically, economically, geographically and historically. News reading is an important aspect which supplements above-mentioned criteria. The articles in newspapers are of relevance to any given civil services examination paper whether it be optional, essay, general studies or preliminary. Also, newspaper being dynamic in nature there is no difference in strategy of reading newspaper for a newcomer or an experienced aspirant. But does one really have time to sift through so many newspapers and even more number of articles on daily basis. Hence, our editorial team tries to make task easier for you by presenting in-depth analysis of important news articles. You don’t need to look anywhere more for your daily news analysis
Financial Inclusion – Significance & Challenges – Explained Pointwise
Table of Content What is financial inclusion? Need for Financial Inclusion in India Challenges to Financial Inclusion Government Initiatives for Financial Inclusion Way Forward What is financial inclusion? Financial inclusion is the delivery of financial services at affordable costs to all sections of society (including the disadvantaged and low-income segments). The term ‘Financial’ includes all… Continue reading Financial Inclusion – Significance & Challenges – Explained Pointwise
JAM Trinity – Significance & Challenges – Explained Pointwise
The JAM Trinity – Jan Dhan, Aadhaar, and Mobile – has marked a decade of driving India’s digital push. Launched with the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014, this framework has linked banking, identity, and connectivity to bring millions into the formal economy. Today, PMJDY boasts over 56 crore accounts, with deposits exceeding… Continue reading JAM Trinity – Significance & Challenges – Explained Pointwise
Inclusive Growth-Explained Pointwise
What is Inclusive Growth? As per OECD (Organisation for Economic Cooperation and Development), inclusive growth is economic growth that is distributed fairly across society and creates opportunities for all. UNDP described it as “the process and the outcome where all groups of people have participated in growth and have benefited equitably from it”. Put simply,… Continue reading Inclusive Growth-Explained Pointwise
Demographic Dividend & Employability Concerns in India – Explained Pointwise
India has become the most populous nation with ~1.44 billion population, which is slightly more than China. The exponentially increasing population levels in the 1970s, predicted a doom for India and the World. However, the Indian population growth story has belied the prediction of doom. With drop fertility rates (which is now below the replacement… Continue reading Demographic Dividend & Employability Concerns in India – Explained Pointwise
Inflation Management in India – Objectives & Challenges – Explained Pointwise
A new analysis by Climate Trends, a Delhi-based organisation, has connected the dots between climate change, crop losses and rising food prices. The study shows how extreme heatwaves and erratic rainfall have severely impacted TOP production over the past five years, pushing up prices of these staples and driving food inflation to alarming levels. In… Continue reading Inflation Management in India – Objectives & Challenges – Explained Pointwise
National Infrastructure Pipeline – Significance & Challenges – Explained Pointwise
According to the Economic Survey 2024-25, India needs a continued step-up of infrastructure investment over the next two decades to sustain a high rate of growth. The Economic Survey states that building infrastructure – physical, digital and social – has been a central focus area for the Government in the last five years. This has… Continue reading National Infrastructure Pipeline – Significance & Challenges – Explained Pointwise
GST 2.0 – Significance & Challenges – Explained Pointwise
Just a few weeks after PM Narendra Modi announced, in his independence day speech, spoke about ushering in of the next generation GST reforms, the GST council has move towards restructuring the indirect tax regime – touted as GST 2.0. Combined with the new Income Tax Bill & the rejig of income-tax slabs in this… Continue reading GST 2.0 – Significance & Challenges – Explained Pointwise
Ethanol Blending Programme (E20 Blending)- Significance and Challenges- Explained Pointwise
Recently, the government has decided to lift all the restrictions on ethanol production from sugarcane juice, sugar syrup, and molasses for the year 2025-26. The decision demonstrates the government’s commitment to achieve the target of 20% ethanol blending in petrol by 2025, with potential expansion to 30% thereafter. However, there are certain challenges that have… Continue reading Ethanol Blending Programme (E20 Blending)- Significance and Challenges- Explained Pointwise
Regulatory Assets of DISCOMS – Explained Pointwise
The Supreme Court recently directed the State Electricity Regulatory Commissions (SERCs) and distribution companies (DISCOMs) to clear the existing regulatory assets within four years and liquidate any new assets within three years. The court also advised capping the regulatory asset at 3% of a DISCOM’s Annual Revenue Requirement (ARR) and instructed regulators to set out… Continue reading Regulatory Assets of DISCOMS – Explained Pointwise
