News- The Union Cabinet approved PM RAHAT on February 14, 2026, launched from Seva Teerth to strengthen emergency response after road accidents.
About PM RAHAT
- PM RAHAT (Road Accident Victim Hospitalization and Assured Treatment) is an emergency healthcare and social security initiative focused on saving lives after road accidents.
- Launched by: Approved by the Union Cabinet and launched from the Prime Minister’s new office at Seva Teerth.
- Aim: It aims to ensure timely medical care, financial certainty for hospitals, and a structured emergency response system during the Golden Hour.
Key Features of the Scheme
- Cashless Treatment: Every eligible road accident victim receives cashless treatment up to ₹1.5 lakh.
- Coverage Duration: Treatment is covered for 7 days from the date of accident.
- Golden Hour Focus: Integration with Emergency Response Support System (ERSS) 112 ensures rapid hospital access during the critical first hour.
- Stabilisation Window: Stabilisation treatment is provided for 24 or 48 hours, depending on severity.
- Implemented Through: The scheme implemented through a robust, technology-driven framework amalgamating the Electronic Detailed Accident Report (eDAR) platform of the Ministry of Road Transport and Highways with the Transaction Management System (TMS 2.0) of the National Health Authority.
- Reimbursement to Hospitals: Payments are made through the Motor Vehicle Accident Fund with defined financial mechanisms.
- Grievance Redressal: District-level Grievance Redressal Officers ensure accountability and address complaints.
