Joint Lender’s Forum

RBI’s joint lenders’ forum (JLF) guidelines came into effect in 2014 after the central bank put a new framework in place to tackle stressed assets. JLFs were intended to recognize stressed assets early and come up with a corrective action plan (CAP) within 45 days. Upon agreement by a minimum of 75% of lenders by… Continue reading Joint Lender’s Forum

IAS Rank 87 : Prajit Nair, Kerala, 3rd Attempt, Detailed Strategy with Notes & Handouts

Hello everyone, My name is  Prajit Nair. I have secured Rank 87 in my third attempt. In the past 2 attempts, I had cleared the Prelims all the times before in my attempts, but could not break the Mains barrier to get an Interview call. So this time , I decided to give my last… Continue reading IAS Rank 87 : Prajit Nair, Kerala, 3rd Attempt, Detailed Strategy with Notes & Handouts

New Rules on Antibiotic Resistance by WHO

 Context The World Health Organization (WHO) decides to restrain the use of antibiotics resistance. WHO has divided the drugs into three categories i.e., access, watch and reserve. The saturation is on the basis of common ailments and complicated diseases. The division of the antibiotic is as follows: Access: For commonly used antibiotics Watch: For slightly… Continue reading New Rules on Antibiotic Resistance by WHO

What is Asherman’s Syndrome?

Asherman’s syndrome is a condition in which adhesions or scar tissue develops inside the uterus, sticking the front wall to the back wall of the uterus, obstructing or obliterating the endometrial cavity where a pregnancy develops.   Asherman’s syndrome usually develops after a surgical procedure on the uterus such as a D&C (Dilatation and curettage),… Continue reading What is Asherman’s Syndrome?

What is Agricultural and Processed Food Products Export Development Authority?

The Agricultural and Processed Food Products Export Development Authority (APEDA) was established by the Government of India under the Agricultural and Processed Food Products Export Development Authority Act passed by the Parliament in December, 1985. The head office for APEDA is in New Delhi APEDA has marked its presence in almost all agro potential states… Continue reading What is Agricultural and Processed Food Products Export Development Authority?

India-Bangladesh Relationship: Background

Background The South Asian democracies,India-Bangladesh Relationship have the longest common border of over 4,000 km with each other. India was the first country to recognize Bangladesh as a separate and independent state and established diplomatic relations with the country immediately after its independence in December 1971. India and Bangladesh not only have economic and political… Continue reading India-Bangladesh Relationship: Background

What is African Development Bank (AFDB)?

ADB is a multilateral development finance institution. It provides finance to African governments and private companies investing in the Regional Member Countries (RMC). It was founded in 1948. Its fundamental duty is to fight poverty and improve the standard of living of the continent by investing in projects and programs which uplifts the socio-economic conditions… Continue reading What is African Development Bank (AFDB)?

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