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News: Recently, the Ministry of Road Transport and Highways notified the Cashless Treatment of Road Accident Victims Scheme, 2025. Cashless Treatment Scheme for Road Accident Victims, 2025.
About Cashless Treatment of Road Accident Victims Scheme, 2025
- The scheme was launched by Ministry of Road Transport and Highways (MoRTH) based on the powers given by the Motor Vehicles Act, 1988.
Key provisions of the Scheme:
- Eligibility: Any person injured in a road accident involving a motor vehicle on any road.
- Coverage: ₹1.5 lakh per victim, for up to seven days from the accident date.
- Hospital Network and Reimbursement:
- Victims must be taken to designated hospitals empanelled under the scheme or Ayushman Bharat PM-JAY.
- Hospitals submit claims via a dedicated portal managed by State Health Agencies.
- Claims may be approved or rejected with reasons documented online.
- Implementing Bodies:
- National Health Authority (NHA) and State Road Safety Councils
- State Health Agency approves, rejects, or partially accepts claims with reasons
- Monitoring and Oversight
- A 17-member Steering Committee oversees implementation
- Headed by the Road Secretary, with members including CEO, NHA; Additional Secretary, MoRTH; Joint Secretaries from the Ministries of Home, Finance, and Health.
- Includes six state/UT representatives (on rotation), a General Insurance Council member, and three NGO representatives.
- Meets at least twice a year and may seek reports from any implementing body
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