ForumIAS LATEST
- SFG FRC 2027 | Program starts from 19th Dec. 2026 | Admissions open for Entrance Test Click Here to know more →
- Prelims Test Series (PTS) for Prelims 2027 starts 11th Oct. 2026 Click Here to know more →
- [Pre-order] Ethics Redbook 3rd Edition: Delivery starts from 10th October onwards Click Here to Read More →
- 21 Sept. | GS Advance Program (GSAP) for UPSC 2027 Mains starts from 11th Oct. Click Here to Read More →
News: Recently, the Ministry of Road Transport and Highways notified the Cashless Treatment of Road Accident Victims Scheme, 2025. Cashless Treatment Scheme for Road Accident Victims, 2025.
About Cashless Treatment of Road Accident Victims Scheme, 2025
- The scheme was launched by Ministry of Road Transport and Highways (MoRTH) based on the powers given by the Motor Vehicles Act, 1988.
Key provisions of the Scheme:
- Eligibility: Any person injured in a road accident involving a motor vehicle on any road.
- Coverage: ₹1.5 lakh per victim, for up to seven days from the accident date.
- Hospital Network and Reimbursement:
- Victims must be taken to designated hospitals empanelled under the scheme or Ayushman Bharat PM-JAY.
- Hospitals submit claims via a dedicated portal managed by State Health Agencies.
- Claims may be approved or rejected with reasons documented online.
- Implementing Bodies:
- National Health Authority (NHA) and State Road Safety Councils
- State Health Agency approves, rejects, or partially accepts claims with reasons
- Monitoring and Oversight
- A 17-member Steering Committee oversees implementation
- Headed by the Road Secretary, with members including CEO, NHA; Additional Secretary, MoRTH; Joint Secretaries from the Ministries of Home, Finance, and Health.
- Includes six state/UT representatives (on rotation), a General Insurance Council member, and three NGO representatives.
- Meets at least twice a year and may seek reports from any implementing body
