E-payments panel submits report to RBI
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  1. The Reserve Bank of India(RBI) appointed a committee,  headed by Nandan Nilekani has submitted its suggestions on promoting digital payments to RBI Governor.
  2. RBI had set up the five-member panel on deepening digital payments with a view to encouraging digitisation of payments and enhance financial inclusion through digitisation.
  3. The panel was tasked with reviewing the (a)existing status of digitisation of payments in the country (b)identifying the current gaps in the ecosystem and suggesting ways to bridge them and (c)assessing the current levels of digital payments in financial inclusion.
  4. Further,it was also asked to undertake cross country analyses with a view to identify best practices that can be adopted in our country to accelerate digitisation of the economy and financial inclusion through greater use of digital payments.
  5. Earlier this week,RBI had released a vision document for ensuring a safe, secure, convenient, quick and affordable e-payment system with an aim making India a ‘cash-lite’ society.
  6. The ‘Payment and Settlement Systems in India: Vision 2019 – 2021’, with its core theme of ‘Empowering Exceptional (E)payment Experience’, envisages to achieve “a highly digital and cash-lite society” through the goal posts of competition, cost effectiveness, convenience and confidence (4Cs).

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