ForumIAS LATEST
- 04 June | MGP Strategy Series | GS Paper 4 (Ethics) with AIR 7 A.R. Rajah Mohaideen Click Here to register for the session →
- 04 June | GS Advance Program begins from 4th June 2026 | First 2 classes open to all Click Here to register for the event →
- 05 June | MGP Strategy Series | GS Paper 3 Strategy Session with AIR 406 Mannat Luthra Click Here to register for the session
- 06 June | Open Orientation on Essay Guidance Program (EGP 2026) Click Here to register →
- 07 June | Open Orientation for Current Affairs for Mains 2026 Click Here to register →
- 07 June | Sociology Optional Strategy Session with AIR 10 Ujjwal Priyank Click Here to register →
News: The Union Government launched the PM-RAHAT scheme to provide cashless hospital treatment up to Rs.1.5 lakh for road accident victims.
About the PM RAHAT Scheme
- PM-RAHAT is a national cashless emergency treatment scheme that provides hospitalisation coverage up to Rs. 1.5 lakh for road accident victims.
- Launched by: The scheme was launched by the Prime Minister on February 13, 2026.
- Notified under: The scheme is notified under Section 162 of the Motor Vehicles Act, 1988.
- Initiative By: The scheme is an initiative of the Ministry of Road Transport and Highways (MoRTH).
- Aim: The scheme aims to ensure that no life is lost due to lack of immediate medical assistance after road accidents.
Implementation and Governance
- Execution: Implemented nationally by the National Health Authority (NHA) in coordination with State Health Agencies (SHAs).
- Oversight: Implementation is monitored by District Road Safety Committees, State Road Safety Councils, and an inter-ministerial steering committee at the national level.
Key Features
- Coverage: Road accident victims receive cashless treatment up to Rs. 1.5 lakh per victim.
- Duration: Coverage is provided for up to seven days from the date of accident.
- Applicability: The scheme applies to accidents involving motor vehicles on any category of road.
- Focused on golden hour: It focuses on timely treatment during the “golden hour,” when early medical care can prevent many road accident deaths.
- Emergency Care: Stabilisation treatment is available for 24 hours in non-life-threatening cases and 48 hours in life-threatening cases.
- Digital Integration: The system integrates eDAR (Electronic Detailed Accident Report) accident reporting with TMS 2.0 (Transaction Management System) hospital treatment and claims records, creating an end-to-end digital trail.
- Funding: Payments to hospitals are made through the Motor Vehicle Accident Fund, financed by general insurance contributions and government budgetary support for uninsured or hit-and-run cases.
- Grievance Redressal: A multi-tier grievance mechanism operates through district committees, escalation to the District Collector and State Road Safety Council, and national-level oversight.
