Unlocking PSB Top Posts for Private Sector Bankers

Introduction The Appointments Committee of the Cabinet (ACC) of the Government of India recently announced revised/consolidated guidelines for the selection of Whole-Time Directors of the Public Sector Banks (PSBs), reigniting the ‘public vs. private’ debate. Unlocking PSB Top Posts for Private Sector Bankers. Features of the Revised Guidelines The revised Guidelines, inter alia, seeks to… Continue reading Unlocking PSB Top Posts for Private Sector Bankers

Merging PSU Banks

UPSC Syllabus Topic: GS Paper 3 –Indian economy Introduction India’s PSB policy currently prioritises organic growth, governance, and technology with no immediate mergers. Earlier consolidation reduced PSBs from 27 to 12, aligning with Narasimham Committee-II (1998), which envisaged fewer, larger, stronger banks under a three-tier structure. The next phase should build capacity for well-structured, large-ticket… Continue reading Merging PSU Banks

Status of metals and the metallurgy sector in India

Source: The post “Status of metals and the metallurgy sector in India” has been created, based on “Forging India’s metals security” published in “Business Line” on 25 October 2025. Status of metals and the metallurgy sector in India. UPSC Syllabus: GS Paper -3- Indian Economy and issues relating to Planning, Mobilisation of Resources, Growth, Development… Continue reading Status of metals and the metallurgy sector in India

Impact of the U.S. Tariffs on India’s Pharmaceutical Sector

Source: The post “Impact of the U.S. Tariffs on India’s Pharmaceutical Sector” has been created, based on “Exposure of Indian pharma to US tariffs ” published in “Business Line” on 23 October 2025. Impact of the U.S. Tariffs on India’s Pharmaceutical Sector. UPSC Syllabus: GS Paper -2- Effect of Policies and Politics of Developed and… Continue reading Impact of the U.S. Tariffs on India’s Pharmaceutical Sector

Wage Trends: A Complex Picture

Source: The post “Wage Trends: A Complex Picture” has been created, based on “Wage Trends: A Complex Picture” published in “Business Line” on 15 October 2025. Wage Trends: A Complex Picture. UPSC Syllabus: GS Paper 3 – Indian Economy Context: Global wage growth continues to lag behind GDP growth, even though recent data indicates that… Continue reading Wage Trends: A Complex Picture

Banks and ECL norms

UPSC Syllabus Topic: GS Paper 3 -Indian economy. Introduction RBI has proposed a shift to a forward-looking Expected Credit Loss (ECL) regime for banks and financial institutions from April 1, 2027. Draft Directions issued on October 7 align asset classification, provisioning, and income recognition with Ind AS 109. The move keeps the 90-day NPA trigger,… Continue reading Banks and ECL norms

Radio reforms

Source: The post “Radio reforms” has been created, based on “Radio reforms” published in “Businessline” on 13 October 2025. Radio reforms. UPSC Syllabus: GS Paper 2 – Governance Context: While India has rapidly digitised sectors such as payments, cinema, and governance, FM broadcasting continues to operate in an analogue format. The first proposal to digitise… Continue reading Radio reforms

Why fine tuning inflation targeting is needed in India

Source: The post Why fine tuning inflation targeting is needed in India has been created, based on the article “Fine-tuning ‘ inflation targeting’” published in “Bussiness Line” on 7 October 2025. Why fine tuning inflation targeting is needed in India. UPSC Syllabus: GS-3-Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and… Continue reading Why fine tuning inflation targeting is needed in India

Time to prioritise energy storage

UPSC Syllabus Topic: GS Paper 3-Infrastructure ( Energy) Introduction Recently, Andhra Pradesh Chief Minister N. Chandrababu Naidu announced lower electricity charges. He credited power swapping and tighter system management. This sparked a wider debate. Swapping helps in the short term, but a rising renewable share needs energy banking and storage so surplus power is not… Continue reading Time to prioritise energy storage

Building Sustainable cities in India

Source: The post Building Sustainable cities in India has been created, based on the article “Building a city of the Future” published in “Business Line” on 4 September 2025. Building Sustainable cities in India. UPSC Syllabus Topic: GS Paper- 3- Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment. Context:… Continue reading Building Sustainable cities in India

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