Telecom Insolvency

Source: The post “Telecom Insolvency” has been created, based on “Telecom Insolvency” published in “BusinessLine” on 14 May 2026. Telecom Insolvency. UPSC Syllabus: GS Paper-2- Governance Context: The recent Supreme Court ruling on telecom spectrum has reignited the debate over the relationship between the Insolvency and Bankruptcy Code (IBC) and sovereign control over public resources.… Continue reading Telecom Insolvency

Transforming Financial security through Pradhan Mantri Jan Dhan Yojana

Source: The post “Transforming Financial security through Pradhan Mantri Jan Dhan Yojana” has been created, based on “PMJJBY: The silent social security revolution” published in “BusinessLine” on 12 May 2026. Transforming Financial security through Pradhan Mantri Jan Dhan Yojana. UPSC Syllabus: GS Paper-3-Indian Economy Context: Banking and insurance are important pillars of economic stability and… Continue reading Transforming Financial security through Pradhan Mantri Jan Dhan Yojana

Rising longevity: A threat to social security

Source: The post “Rising longevity: A threat to social security” has been created, based on “Rising longevity: A threat to social security” published in “BusinessLine” on 6 May 2026. Rising longevity: A threat to social security. UPSC Syllabus: GS Paper-2- Governance Context: The global demographic structure is undergoing a rapid transition marked by declining fertility… Continue reading Rising longevity: A threat to social security

Need to Recalibrate CSR

UPSC Syllabus: Gs Paper 2 – Development processes and the development industry —the role of NGOs, SHGs, various groups and associations, donors, charities, institutional and other stakeholders. Introduction CSR was introduced to align corporate profits with social welfare through a mandatory 2% spending rule. Over time, its execution has changed. A large share of funds… Continue reading Need to Recalibrate CSR

An Agenda for Risk Mitigation in Context of Vulnerability to FPI

UPSC Syllabus: Gs Paper 3- Indian economy Introduction Markets often assume that India is highly vulnerable to oil shocks and FPI volatility. However, many indicators show stronger resilience than perceived. India has diversified growth drivers, stable domestic participation, and low external imbalance. Despite global shocks, macro fundamentals remain stable. The issue lies more in misreading… Continue reading An Agenda for Risk Mitigation in Context of Vulnerability to FPI

India’s capital account obsession

Source: The post “India’s capital account obsession” has been created, based on “India’s capital account obsession” published in “BusinessLine” on 4 May 2026. India’s capital account obsession. UPSC Syllabus: GS Paper-3- Economy Context: The current account reflects earnings from trade in goods and services, along with factor income and transfers. The capital account records capital… Continue reading India’s capital account obsession

New credit loss norm could hurt

UPSC Syllabus: Gs Paper 3- Indian economy Introduction The Reserve Bank of India is shifting banks from the Incurred Loss (IL) model to the Expected Credit Loss (ECL) framework from April 1, 2027. This moves lending from a backward-looking approach to a forward-looking system. Banks must now anticipate future defaults and make provisions early. While… Continue reading New credit loss norm could hurt

Financial inclusion will depend on stronger rural credit access

Source: The post “Financial inclusion will depend on stronger rural credit access” has been created, based on “Financial inclusion will depend on stronger rural credit access” published in “BusinessLine” on  27 March 2026. Financial inclusion will depend on stronger rural credit access. UPSC Syllabus: GS Paper-3- Economy Context: India has achieved significant progress in financial… Continue reading Financial inclusion will depend on stronger rural credit access

India’s AI value paradox

Source: The post “India’s AI value paradox” has been created, based on “India’s AI value paradox” published in “BusinessLine” on 21 April 2026. India’s AI value paradox. UPSC Syllabus: GS Paper-3- Science and technology Context: India is witnessing rapid expansion in artificial intelligence infrastructure through large-scale investments in data centres and cloud ecosystems. However, India… Continue reading India’s AI value paradox

Time to Push for Rupee Internationalisation

UPSC Syllabus: Gs Paper 3- Indian economy Introduction The rupee nearing the 95 per dollar mark shows rising external pressure and highlights the need to increase global demand for the currency. At the same time, the use of rupee in foreign trade settlement has started in a limited way over the last four years. Global… Continue reading Time to Push for Rupee Internationalisation

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