UPSC Syllabus Topic: GS Paper 3 -Indian economy. Introduction Rising household indebtedness in South India reflects a complex economic pattern. It signals both greater financial access and growing reliance on credit. The trend invites attention to regional disparities, socio-economic factors influencing borrowing, and the broader impact of inclusive finance. Understanding these dimensions helps assess whether… Continue reading The Case of Mounting Debt Pile in South India
Category: 9 PM Daily Articles
Expectations from COP30 of United Nations Framework Convention on Climate Change (UNFCCC)
Source: The post “Expectations from COP30 of United Nations Framework Convention on Climate Change (UNFCCC)” has been created, based on “Expectations from COP30 of United Nations Framework Convention on Climate Change (UNFCCC)” published in “The Hindu” on 10 November 2025. Expectations from COP30 of United Nations Framework Convention on Climate Change (UNFCCC). UPSC Syllabus: GS… Continue reading Expectations from COP30 of United Nations Framework Convention on Climate Change (UNFCCC)
Bihar’s Makhana Potential
Source: The post “Bihar’s Makhana Potential” has been created, based on “Bihar’s Makhana Potential” published in “The Hindu Businessline” on 10 November 2025. Bihar’s Makhana Potential. UPSC Syllabus: GS Paper 3 – Indian Economy Introduction: Bihar is the largest producer of makhana (fox nut) in India, accounting for about 90 percent of national production and… Continue reading Bihar’s Makhana Potential
Abraham Accords: A New Geopolitical Balancing Act
UPSC Syllabus Topic: GS Paper 2 -International relation. Introduction Kazakhstan has joined the Abraham Accords, a U.S.-brokered framework that normalised ties with Israel. The step is symbolic and strategic. It comes during President Kassym-Jomart Tokayev of Kazakhstan’s visit to Washington, where the United States is seeking renewed influence in Central Asia amid Russian and Chinese… Continue reading Abraham Accords: A New Geopolitical Balancing Act
Tackling Maoist Insurgency
UPSC Syllabus: GS-3-Internal security Introduction India has sharply weakened the Maoist movement through a combined push on security, development, and rights. Still, the core grievance—inequality and deprivation in tribal, forest, and remote districts—persists. Leadership losses, mass surrenders, and falling violence mark clear gains. But unless gaps in education, health, nutrition, land, and livelihoods close, the… Continue reading Tackling Maoist Insurgency
A blueprint for India’s ‘regulatory stack
Source: The post “A blueprint for India’s ‘regulatory stack’” has been created, based on “A blueprint for India’s ‘regulatory stack’” published in “The Hindu Businessline” on 8 November 2025. A blueprint for India’s ‘regulatory stack. UPSC Syllabus: GS Paper 2 – Governance, Transparency & E-Governance Introduction: As India deepens its digital governance ecosystem, the next… Continue reading A blueprint for India’s ‘regulatory stack
Reimagining labour laws for MSMEs
Source: The post “Reimagining labour laws for MSMEs” has been created, based on “Reimagining labour laws for MSMEs ” published in “The Hindu Businessline” on 8 November 2025. Reimagining labour laws for MSMEs. UPSC Syllabus: GS Paper 3 – Indian Economy Context: Micro, Small, and Medium Enterprises (MSMEs) form the backbone of India’s economy, employing… Continue reading Reimagining labour laws for MSMEs
AI Based Tools for Mental Health
UPSC Syllabus Topic: GS Paper 3 –Science and Technology- developments and their applications and effects in everyday life. AI Based Tools for Mental Health. Introduction AI mental-health tools are growing fast in India’s campuses and coaching hubs (e.g., IIT Kharagpur and top test-prep institutes). They offer 24/7 access, lower costs, and early risk flags. Yet… Continue reading AI Based Tools for Mental Health
Universal Basic Income
UPSC Syllabus-GS Paper-3– Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment. Universal Basic Income. Introduction India faces high inequality, job risk from automation, and complex, exclusion-prone welfare. A Universal Basic Income (UBI)—an unconditional, periodic cash transfer to everyone—offers a rights-based floor. It reduces insecurity, values unpaid care, and… Continue reading Universal Basic Income
Why the nomination process needs reform
Source: The post “Why the nomination process needs reform” has been created, based on “Why the nomination process needs reform” published in “The Hindu” on 7 November 2025. Why the nomination process needs reform. UPSC Syllabus: GS Paper -2- Polity & Governance Context: The Representation of the People Act (RPA), 1951 lays down that only… Continue reading Why the nomination process needs reform

