Author: Gaurav Yadav

Launched on August 28, 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) marked a major step towards bringing unbanked sections of society into the formal financial system. Completing 12 years this year, the scheme has played a crucial role in advancing financial inclusion and enhancing the dignity and economic empowerment of millions, particularly women, youth… Continue reading Pradhan Mantri Jan Dhan Yojana (PMJDY) – Progress, Impact & Challenges – Explained Pointwise

India’s journey towards food security reached a significant milestone with the enactment of the National Food Security Act (NFSA) 2013, transforming the “right to food” into a legal entitlement and marking a shift from a welfare to a rights-based approach. Recently, the Department of Food and Public Distribution proposed the Draft National Food Security (Amendment)… Continue reading National Food Security Act – Provisions, Significance & Challenges – Explained Pointwise

Recently, Parliament passed the Tribunals Reforms Bill, 2026, providing for an independent National Tribunals Commission (NTC) to oversee the appointments, administration and functioning of 16 major tribunals. This article examines the constitutional framework, historical evolution, significance, challenges for tribunals in India.   Table of Content What are Tribunals, and what are their key characteristics? What… Continue reading Tribunals in India – Significance & Challenges – Explained Pointwise

The Parliament has recently passed the Micro, Small and Medium Enterprises Development (Amendment) Bill, 2026. The Bull that amends the 2006 Act strengthens delayed-payment mechanisms, mandates greater use of TReDS, streamlines dispute resolution, and promotes ease of doing business for MSMEs. Table of Content  What are MSMEs? What is the role of MSMEs in India’s… Continue reading MSMEs – Significance & Challenges – Explained Pointwise

The recently signed Makkah Joint Defence Agreement (MJDA) between Saudi Arabia, Pakistan and Türkiye marks a significant development in West Asian security architecture. By strengthening collective defence and strategic cooperation, the agreement could reshape regional power dynamics. Understanding its provisions and implications is therefore crucial for safeguarding India’s strategic, economic and security interests. Table of… Continue reading Makkah Joint Defence Agreement (MJDA) – Explained Pointwise

Former Bangladesh Prime Minister Sheikh Hasina recently gave her first media interview from India since her ouster, reaffirming her intention to return to Bangladesh despite legal proceedings against her. The remarks have added a new political dimension to India–Bangladesh relations, with Bangladesh expressing concern over the platform provided to the former leader. Table of Content … Continue reading India-Bangladesh Relationship – Significance & Challenges – Explained Pointwise

Fiscal federalism in India balances resource distribution between the Union and states to ensure cooperative governance. The 16th Finance Commission, chaired by Dr. Arvind Panagariya, retained vertical tax devolution at 41% while introducing performance-driven criteria like GDP contribution. This framework aims to harmonize regional equity, fiscal discipline, and sub-national autonomy for 2026-31. Table of Content… Continue reading Fiscal Federalism in India – Significance & Challenges – Explained Pointwise

The Monetary Policy Committee (MPC) of the RBI will unveil its next policy statement today. The MPC regularly releases its monetary policy statement bi-monthly, meeting six times a year. By adjusting benchmark interest rates like the repo rate, it regulates inflation and money supply. Table of Content What is Monetary Policy? Monetary Policy Committee What… Continue reading Monetary Policy – Significance & Challenges – Explained Pointwise

Europe has witnessed severe wildfires in recent years, driven by prolonged heatwaves, droughts, and strong winds linked to climate change. Countries such as Greece, Portugal, Spain, France, and Italy have experienced widespread forest destruction, and loss of lives and livelihoods. These exceptionally intense and fast-spreading fires, which destroy biodiversity, release vast quantities of carbon dioxide,… Continue reading Wildfires in Europe – Causes & Consequences – Explained Pointwise

Recent targeted attacks by militants on migrant workers from Chhattisgarh in the Kulgam district of Jammu and Kashmir have triggered severe security concerns. Designed to disrupt regional stability and instill fear, these violent incidents against vulnerable non-local laborers highlight ongoing security challenges. Earlier also, a constable of J-K Special Operations Group was killed by the… Continue reading Jammu and Kashmir Militancy – Phases, Factors & Way Forward – Explained Pointwise