Author: Gaurav Yadav

Industrial Revolution 4.0 refers to the fourth industrial revolution related to manufacturing and chain production. It is driven by breakthroughs in digital technologies, such as artificial intelligence, robotics, 3D printing, the IoT, Big Data etc. It’s not just about a single technology, but the fusion of digital, physical, and biological worlds, blurring the lines between… Continue reading Industrial Revolution 4.0 – Significance & Challenges – Explained Pointwise

The Micro, Small, and Medium Enterprises (MSME) sector is a crucial pillar of the Indian economy, contributing significantly to industrial output, employment generation, and exports. In 2023-24, MSME-related products accounted for 45.73% of India’s total exports. Often termed the backbone of the economy, MSMEs are instrumental in realizing the vision of Atmanirbhar Bharat (Self-Reliant India).… Continue reading MSME – Significance & Challenges – Explained Pointwise

One of the major global headwinds casting a shadow on the international trade is the ‘reciprocal tariffs’ which have been imposed by the US President Donald Trump to punish the countries, including some of the closest trading partners of America. These tariffs, also known as the ‘Trump Tariffs’, have been compared to the Smoot-Hawley Tariffs of… Continue reading World Trade Organization – Relevance & Challenges – Explained Pointwise

Table of Content Introduction Functions of the Finance Commission Composition of Finance Commission Implementation & monitoring of finance commission’s recommendations Recommendations of 15th Finance Commission Achievements of the Finance Commission Challenges/Limitations of Finance Commission Way Forward Introduction: Finance Commission is a constitutional body established under Art 280 of the Indian constitution. It is a non-permanent… Continue reading Finance Commission – Functions, Achievements & Challenges – Explained Pointwise

Table of Content  Introduction FRBM Act: Provisions N.K. Singh Committee Recommendations Significance of FRBM Act Issues with FRBM Act Way Forward Introduction: FRBM Act stands for Fiscal Responsibility and Budget Management Act enacted in 2003, aims to promote fiscal discipline, transparency, and accountability in the management of India’s finances. The Fiscal Responsibility and Budget Management… Continue reading FRBM Act – Provisions, Significance & Challenges – Explained Pointwise

Table of Content  Introduction Key Features of IBC Objectives of IBC Why was IBC needed? Achievements of IBC Challenges/Limitations of IBC Way Forward Introduction: The Insolvency and Bankruptcy Code (IBC), enacted in 2016, is a landmark reform that consolidated and modernized India’s insolvency framework. Its main aim is to provide a unified, time-bound process for… Continue reading Insolvency & Bankruptcy Code – Features, Achievements & Limitations – Explained Pointwise

Table of Content What is monetary policy? Types of monetary policy Objectives of monetary policy Monetary Policy Tools Monetary Policy Committee Significance of monetary policy Challenges or limitations of monetary policy Way Forward What is monetary policy? Monetary policy refers to the actions and strategies used by a central bank (RBI) to manage money supply,… Continue reading Monetary Policy – Significance & Challenges – Explained Pointwise

Table of Content What is financial inclusion? Need for Financial Inclusion in India Challenges to Financial Inclusion Government Initiatives for Financial Inclusion Way Forward What is financial inclusion? Financial inclusion is the delivery of financial services at affordable costs to all sections of society (including the disadvantaged and low-income segments). The term ‘Financial’ includes all… Continue reading Financial Inclusion – Significance & Challenges – Explained Pointwise

The JAM Trinity – Jan Dhan, Aadhaar, and Mobile – has marked a decade of driving India’s digital push. Launched with the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014, this framework has linked banking, identity, and connectivity to bring millions into the formal economy. Today, PMJDY boasts over 56 crore accounts, with deposits exceeding… Continue reading JAM Trinity – Significance & Challenges – Explained Pointwise

What is Inclusive Growth? As per OECD (Organisation for Economic Cooperation and Development), inclusive growth is economic growth that is distributed fairly across society and creates opportunities for all. UNDP described it as “the process and the outcome where all groups of people have participated in growth and have benefited equitably from it”. Put simply,… Continue reading Inclusive Growth-Explained Pointwise