Banks and ECL norms

UPSC Syllabus Topic: GS Paper 3 -Indian economy. Introduction RBI has proposed a shift to a forward-looking Expected Credit Loss (ECL) regime for banks and financial institutions from April 1, 2027. Draft Directions issued on October 7 align asset classification, provisioning, and income recognition with Ind AS 109. The move keeps the 90-day NPA trigger,… Continue reading Banks and ECL norms

A Green Advantage in Tractor Exports

Introduction Lowering GST on tractors to 5% cuts costs, speeds mechanisation, and strengthens the home base for exports. At the same time, rich-country emission rules are tightening fast. India now faces a clear choice: stay only low-cost, or move up to cleaner, higher-value tractors that meet global norms and win premium markets. A Green Advantage… Continue reading A Green Advantage in Tractor Exports

Estimating India’s potential growth rate

Source: The post “Estimating India’s potential growth rate” has been created, based on “Estimating India’s potential growth rate” published in “The Hindu” on 14 October 2025. Estimating India’s potential growth rate. UPSC Syllabus: GS Paper 3 – Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and Employment. Context: The potential growth… Continue reading Estimating India’s potential growth rate

A green transition accelerating at express speed

Introduction Indian Railways’ green transition is accelerating from pilots to platform-level change. The July 2025 hydrogen-coach trial, near-universal electrification, and rapid renewable integration signal a shift to cleaner traction, efficient assets, and freight rebalancing. Backed by sovereign green bonds, IRFC financing, and multilateral support, the programme targets net-zero by 2030. The agenda spans infrastructure, operations,… Continue reading A green transition accelerating at express speed

Strengthening Startup Ecosystem through Prompt Biz Registration

Introduction India’s transformative decade has unleashed strong entrepreneurial growth. Company registrations are high, and new sectors—AI, drones, space, and clean tech—are rising. Yet progress slows due to manual registration and limited use of AI, blockchain, APIs, and cloud. With the ₹1 lakh crore RDI Scheme and a DeepTech Fund of Funds, the foundation is set… Continue reading Strengthening Startup Ecosystem through Prompt Biz Registration

AI for Inclusive Societal Development

UPSC Syllabus Topic: GS Paper 3 -growth and development Introduction India’s growth cannot be inclusive if 490 million informal workers stay outside formal protections, skills, and productivity gains. AI and frontier technologies can help, but change will not happen by itself. Human intent, coordinated investments, and a supportive ecosystem must come together so technology becomes… Continue reading AI for Inclusive Societal Development

Workers’ Rights Amid Factory Hazards in India

Source: The post “Workers’ Rights Amid Factory Hazards in India” has been created, based on “Are workers’ rights being eroded?” published in “The Hindu” on 8 October 2025. Workers’ Rights Amid Factory Hazards in India. UPSC Syllabus: GS-3- Indian Economy and issues relating to Planning, Mobilisation of Resources, Growth, Development and Employment. Context: Industrial accidents… Continue reading Workers’ Rights Amid Factory Hazards in India

Importance of Domestic Investment in India

Source: The post “Importance of Domestic Investment in India ” has been created, based “Why Indian capital needs to invest domestically” published in “The Hindu” on 8 October 2025. Importance of Domestic Investment in India. UPSC Syllabus: GS-3- Investment Models Context: As the global economy enters a prolonged phase of uncertainty, marked by tariff barriers,… Continue reading Importance of Domestic Investment in India

A path to progress that is paved with gold

UPSC Syllabus Topic: GS Paper 3 -Indian economy. Introduction India needs reliable, long-term capital that comes from inside the economy, not from volatile foreign flows. Global investment is shrinking and the cost of overseas borrowing is rising. Relying on external money adds risk. A practical answer is to mobilise household gold. Indian families trust gold… Continue reading A path to progress that is paved with gold

Why fine tuning inflation targeting is needed in India

Source: The post Why fine tuning inflation targeting is needed in India has been created, based on the article “Fine-tuning ‘ inflation targeting’” published in “Bussiness Line” on 7 October 2025. Why fine tuning inflation targeting is needed in India. UPSC Syllabus: GS-3-Indian Economy and issues relating to Planning, Mobilization of Resources, Growth, Development and… Continue reading Why fine tuning inflation targeting is needed in India

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