Table of Content Introduction Functions of the Finance Commission Composition of Finance Commission Implementation & monitoring of finance commission’s recommendations Recommendations of 15th Finance Commission Achievements of the Finance Commission Challenges/Limitations of Finance Commission Way Forward Introduction: Finance Commission is a constitutional body established under Art 280 of the Indian constitution. It is a non-permanent… Continue reading Finance Commission – Functions, Achievements & Challenges – Explained Pointwise
Category: 7 PM
The idea behind current affairs news analysis editorials is to give aspirants in-depth analysis of news articles from different newspapers bearing relevance to Civil Services GS Preparation.
Why you need 7 PM Current Affairs News Analysis Editorials?
UPSC syllabus is rather indicative than exhaustive and needs a broader learning curve and regular updates. The aspirant needs to have a practical working knowledge of almost everything happening socially, politically, economically, geographically and historically. News reading is an important aspect which supplements above-mentioned criteria. The articles in newspapers are of relevance to any given civil services examination paper whether it be optional, essay, general studies or preliminary. Also, newspaper being dynamic in nature there is no difference in strategy of reading newspaper for a newcomer or an experienced aspirant. But does one really have time to sift through so many newspapers and even more number of articles on daily basis. Hence, our editorial team tries to make task easier for you by presenting in-depth analysis of important news articles. You don’t need to look anywhere more for your daily news analysis
FRBM Act – Provisions, Significance & Challenges – Explained Pointwise
Table of Content Introduction FRBM Act: Provisions N.K. Singh Committee Recommendations Significance of FRBM Act Issues with FRBM Act Way Forward Introduction: FRBM Act stands for Fiscal Responsibility and Budget Management Act enacted in 2003, aims to promote fiscal discipline, transparency, and accountability in the management of India’s finances. The Fiscal Responsibility and Budget Management… Continue reading FRBM Act – Provisions, Significance & Challenges – Explained Pointwise
Insolvency & Bankruptcy Code – Features, Achievements & Limitations – Explained Pointwise
Table of Content Introduction Key Features of IBC Objectives of IBC Why was IBC needed? Achievements of IBC Challenges/Limitations of IBC Way Forward Introduction: The Insolvency and Bankruptcy Code (IBC), enacted in 2016, is a landmark reform that consolidated and modernized India’s insolvency framework. Its main aim is to provide a unified, time-bound process for… Continue reading Insolvency & Bankruptcy Code – Features, Achievements & Limitations – Explained Pointwise
[Download] 7 PM Weekly Compilation – September 2025 – 1st and 2nd week
Hello everyone. We are posting the weekly Compilation of 7 PM Daily Current Affairs Analysis for the month of Sep 2025 – 1st and 2nd week Click on the following link to download Download About 7 PM:- The idea behind 7 PM Daily Editorial is to give aspirants in-depth analysis of news articles from different newspapers… Continue reading [Download] 7 PM Weekly Compilation – September 2025 – 1st and 2nd week
Monetary Policy – Significance & Challenges – Explained Pointwise
Table of Content What is monetary policy? Types of monetary policy Objectives of monetary policy Monetary Policy Tools Monetary Policy Committee Significance of monetary policy Challenges or limitations of monetary policy Way Forward What is monetary policy? Monetary policy refers to the actions and strategies used by a central bank (RBI) to manage money supply,… Continue reading Monetary Policy – Significance & Challenges – Explained Pointwise
Financial Inclusion – Significance & Challenges – Explained Pointwise
Table of Content What is financial inclusion? Need for Financial Inclusion in India Challenges to Financial Inclusion Government Initiatives for Financial Inclusion Way Forward What is financial inclusion? Financial inclusion is the delivery of financial services at affordable costs to all sections of society (including the disadvantaged and low-income segments). The term ‘Financial’ includes all… Continue reading Financial Inclusion – Significance & Challenges – Explained Pointwise
JAM Trinity – Significance & Challenges – Explained Pointwise
The JAM Trinity – Jan Dhan, Aadhaar, and Mobile – has marked a decade of driving India’s digital push. Launched with the Pradhan Mantri Jan Dhan Yojana (PMJDY) in 2014, this framework has linked banking, identity, and connectivity to bring millions into the formal economy. Today, PMJDY boasts over 56 crore accounts, with deposits exceeding… Continue reading JAM Trinity – Significance & Challenges – Explained Pointwise
Inclusive Growth-Explained Pointwise
What is Inclusive Growth? As per OECD (Organisation for Economic Cooperation and Development), inclusive growth is economic growth that is distributed fairly across society and creates opportunities for all. UNDP described it as “the process and the outcome where all groups of people have participated in growth and have benefited equitably from it”. Put simply,… Continue reading Inclusive Growth-Explained Pointwise
Demographic Dividend & Employability Concerns in India – Explained Pointwise
India has become the most populous nation with ~1.44 billion population, which is slightly more than China. The exponentially increasing population levels in the 1970s, predicted a doom for India and the World. However, the Indian population growth story has belied the prediction of doom. With drop fertility rates (which is now below the replacement… Continue reading Demographic Dividend & Employability Concerns in India – Explained Pointwise
Inflation Management in India – Objectives & Challenges – Explained Pointwise
A new analysis by Climate Trends, a Delhi-based organisation, has connected the dots between climate change, crop losses and rising food prices. The study shows how extreme heatwaves and erratic rainfall have severely impacted TOP production over the past five years, pushing up prices of these staples and driving food inflation to alarming levels. In… Continue reading Inflation Management in India – Objectives & Challenges – Explained Pointwise
