Source: Business Standard What is the news? The US Fed Reserve is considering reducing the pace of its asset purchase. As per Fed’s Chairman, the economy had evolved as expected, and it could be appropriate to start reducing asset purchase this year. But, it’s not clear at this stage as to when the Fed will… Continue reading No taper tantrum (On US Fed reserve policies)
Author: Ram Manohar
Asset monetisation — execution is the key
Source: Business Standard, The Hindu1, The Hindu 2 Relevance: Mobilization of resources Synopsis: Challenges in implementing the National Monetisation Pipeline Project and suggestions for better implementation. Contents1 Background2 Rationale behind Asset Monetization3 Issues and Challenges4 Suggestions Background Read more: National Monetisation pipeline (NMP) project – Explained Privatisation vs Monetisation Privatisation takes the government out of… Continue reading Asset monetisation — execution is the key
India’s tuition Pandemic (On India’s mushrooming ed-tech sector)
Source: Times of India Relevance: Issues due to the rise of Edtech sector Synopsis: With billions of dollars in capital and tech backing, Indian educational corporates are creating a situation of tuition pandemic. Contents1 China’s crackdown on edtech2 What is the Indian Scenario?3 Why overemphasis on tuition is not good?4 Suggestions/Measures China’s crackdown on edtech… Continue reading India’s tuition Pandemic (On India’s mushrooming ed-tech sector)
Dealing with the discarded: E-Waste management in India
Source: Down To Earth Relevance: Managing the e-waste problem in India Synopsis: Technology plays a dominant role in our lives. But the increase in its use, coupled with extreme consumerist behaviour has come with some ill-effects on the environment, like generation of e-waste. Analysis of the e-waste issue, associated problems and measures needed. Contents1… Continue reading Dealing with the discarded: E-Waste management in India
Loan Mela Mindset (On lending by PSBs)
Source: Business Standard Contents1 What is the news?2 Rationale3 Why credit offtake is weak in India?4 Way forward What is the news? Union Finance Minister recently asked public sector banks (PSBs) to give credit through outreach programmes in every district of the county and referred to the 2019 “loan melas” undertaken by banks across 400… Continue reading Loan Mela Mindset (On lending by PSBs)
Protecting consumers, the heart of finance
Source: Business Standard Relevance: Consumer protection and education in financial sector. Synopsis: Competitive markets in financial services are the best bulwark against consumer fraud in the long run. In the medium term, dedicated legislation could be the answer Contents1 Context2 Issues with consumer protection in India3 FSLRC’s contribution4 Way forward Context In the recent Budget,… Continue reading Protecting consumers, the heart of finance
Higher education in regional languages won’t be easy
Source: Live Mint Relevance: Use of mother tongue in teaching and associated issues Synopsis: Need for promoting the use of mother tongue in teaching at higher educational institutions and challenges associated with it. Must Read: A language ladder for an education roadblock Need The following reasons indicate that teaching in vernacular is indeed helpful and… Continue reading Higher education in regional languages won’t be easy
Auto firms want policy shift to make vehicles affordable
Source: Livemint What is the news? India’s automobile industry recently asked the government to frame policies that would make vehicle purchases more affordable for customers to revive sales. India’s two-wheeler makers have also been urging the Union government to reduce goods and services tax (GST) imposed on entry-level two-wheelers to 18% from the existing 28%.… Continue reading Auto firms want policy shift to make vehicles affordable
A way of diluting credit discipline (On RBI’s current account circular)
Source: The Hindu Relevance: Credit Discipline, Regulations by RBI Synopsis: Recent RBI circular on opening current accounts will have the counter-intuitive effect of diluting credit discipline rather than strengthening it. Contents1 Context2 Why such move by RBI?3 What are the regulations?4 Issues with the regulations:5 Other regulatory issues Context Recently, some bank borrowers have gone… Continue reading A way of diluting credit discipline (On RBI’s current account circular)
It’s time for Industry 4.0
Source: The Hindu Relevance: Modernization of Indian MSME’s Synopsis: MSMEs are significant to India. India can leverage multiple benefits by integrating ‘Industry 4.0’ features in Indian MSMEs. Contents1 What is ‘Industry 4.0’?2 Significance of MSMEs to India3 Challenges in adoption of Industry 4.0 by MSMEs4 Benefits to MSMEs5 Way forward What is ‘Industry 4.0’? The… Continue reading It’s time for Industry 4.0
