Synopsis: The opportunities that cash-flow-based lending offer can have a profound influence on easing some of the constraints on smaller enterprises Contents1 Introduction2 What criticism did Jack Ma levy on traditional credit disbursal?3 What alternative did he suggest?4 Why Jack Ma’s vision holds significance for India?5 How the shift towards cash-flow-based lending can revolutionise Indian… Continue reading Jack Ma’s point on collateral-free lending holds relevance in India
Tag: gs paper 3
Focus on agri-exports
Synopsis: Reforms that needs to be undertaken to achieve full potential of Agri exports in India Introduction The pandemic-driven supply shortage of farm goods and the resultant inc in price in the global market had given India an opportunity to strengthen its Agri-exports. Consequently, rice exports almost doubled to an all-time high of 9.5 million… Continue reading Focus on agri-exports
How sustainable is India’s exports boom?
Synopsis: The rise in exports has sparked hopes of a swift post-pandemic recovery, but there are reasons to be cautious. Introduction August was the fifth straight month when India’s goods exports exceeded $30 billion. In the last five years, other than this ongoing run, it crossed $30 billion in just one other month i.e. March 2019… Continue reading How sustainable is India’s exports boom?
How effective is CPCB in its management of e-waste?
Synopsis: In this article, we will discuss the e-waste generation in India, roles and responsibility of CPCB and actions needed by CPCB to manage it. Contents1 Introduction 2 What is the scale of e-waste generation in India?3 Who is responsible for managing e-waste in India? 4 What are shortcomings in e-waste management in India? 5 What are the… Continue reading How effective is CPCB in its management of e-waste?
The difference education makes to what the salaried earn in India
Synopsis: Earning variations can be explained by education but our problem of educated unemployment deserves deeper examination. Contents1 Introduction2 Why people continue to invest in higher education?3 How education makes difference to the salaried in India?4 What does this analysis of rural and urban worker reveal? Introduction Unemployment among educated youth has been high in… Continue reading The difference education makes to what the salaried earn in India
Gig economy workers need more protection of their rights
Synopsis: India needs to create more formal jobs and provide protection to gig economy workers through labour reforms. Introduction Three years ago, CEO of Walmart had said that the Flipkart-Walmart combination would generate 10 million jobs in India, which is roughly equal to India’s annual job creation requirement. But, Flipkart didn’t say these jobs would materialize… Continue reading Gig economy workers need more protection of their rights
Utilize a rear-view mirror for further telecom reforms
Synopsis: Article takes a look at the history of telecom disputes in our courts, which shackled the sector’s potential, and lessons that governing institutions must avoid going forward. Contents1 Background2 What are some past telecom disputes that happened in India?3 What were the implications of 2G and AGR cases?4 What is the way forward? Background… Continue reading Utilize a rear-view mirror for further telecom reforms
India must shed obsession with ‘marginal farmers’. Their future lies outside farms — in dairy, poultry, food retail
Synopsis: Farming is best left to those who can do it well. Better fewer, but better. Contents1 Introduction2 What are the key findings of the Survey?3 What does the data imply?4 What should we do for the rest of the farmers? Introduction Recently National Statistical Office (NSO) Situation Assessment of Agricultural Households report was released. It… Continue reading India must shed obsession with ‘marginal farmers’. Their future lies outside farms — in dairy, poultry, food retail
Ease of doing business at risk if issue of appointments to tribunals is not resolved
Synopsis: Article discusses the vacancies in the tribunals and how it’s affecting the Insolvency and bankruptcy code’s actual purpose to resolve the debt. Timely appointment will make strict time-bound insolvency resolutions a reality. Contents1 Introduction 2 What are the implications of the vacancies? 3 Why a slower resolution process is bad? 4 What steps can be taken? Introduction … Continue reading Ease of doing business at risk if issue of appointments to tribunals is not resolved
An existential crisis for the banking sector?
Synopsis: The business model of banks is under threat. Hence, both banking and market regulators must take a close look at the evolving landscape. Introduction Corporate India has cut its debt burden. They are replacing high-cost debt with cheap money, raised from the market, and sale of assets. Since 2016, RBI has been insisting on… Continue reading An existential crisis for the banking sector?
